Latest News

Ashley Park FS scoop DRF award

Latest News

Ashley Park FS scoop DRF award

At a very interesting and informative DRF Conference in Manchester yesterday, Rita Dagless of Ashley Park Financial Solutions was announced as the DRF Debt Advisor of the Year 2012.

02 Nov 2012

Personal insolvencies fall 7.2% since last year

Latest News

Personal insolvencies fall 7.2% since last year

The Insolvency Service has released its Q3 data showing that personal insolvencies have increased since last quarter as households struggle with debt - however, they are 7.2% lower than this time last year.

02 Nov 2012

Chelsea BS join 60% LTV price war

Mortgages

Chelsea BS join 60% LTV price war

Chelsea Building Society have this week launched a competitive 60% LTV fixed rate, less than a week after it was revealed the number of products in the 60% bracket had skyrocketed.

02 Nov 2012

Survey finds only a quarter of mortgages sold through bank branches

Mortgages

Survey finds only a quarter of mortgages sold through bank branches

Financial services technology solutions provider, Avelo’s inaugural Mortgage Efficiency Survey, has found that despite the investment lenders make in branch networks, only one quarter (27%) of mortgages for banks.

02 Nov 2012

L&G deliver record figures as protection sales up 30% in Q3

Protection

L&G deliver record figures as protection sales up 30% in Q3

Legal & General has reported its Q3 results today - protection sales in the UK were up 30% to £56m from £43m a year ago.

01 Nov 2012

Interest-only borrowers hope for house price inflation lifelife

Mortgages

Interest-only borrowers hope for house price inflation lifelife

The majority of people (57.6 per cent) with interest-only mortgages think house prices will rise enough for their debt not to be a problem at the end of the mortgage term according to research carried out for HML.

01 Nov 2012

Natwest cuts 5-year fixed rate to 2.99%

Mortgages

Natwest cuts 5-year fixed rate to 2.99%

Natwest Intermediary Solutions has announced that is cutting the rate on its 60% LTV 5-year fixed rate to 2.99%.

01 Nov 2012

Keystone BTL enhances lending criteria

Mortgages

Keystone BTL enhances lending criteria

Keystone Buy to Let Mortgages has made further enhancements to its lending criteria.

01 Nov 2012

Equifax welcome MMR focus on proof of income

Mortgages

Equifax welcome MMR focus on proof of income

Leading credit information and analytics expert, Equifax, has commented on the recent publication of the Mortgage Market Review by the FSA.

31 Oct 2012

Quality and reliability crucial in choosing a bridging provider

Latest News

Quality and reliability crucial in choosing a bridging provider

Brokers have made it clear that when it comes to choosing a bridging finance provider, pricing is not the sole consideration.

31 Oct 2012

 

Accord launches low-fee BTL deals

Mortgages

Accord launches low-fee BTL deals

Accord Mortgages is launching a series of new competitive products as it brings more choice to its buy to let customers.

31 Oct 2012

Cambridge & Counties launch into residential investment lending

Cambridge & Counties launch into residential investment lending

Cambridge & Counties Bank, which launched in June this year, has announced that it will now offer loans to residential property investors who can demonstrate knowledge and experience in this market.

31 Oct 2012

AEGON lay out competitive post-RDR plans

Retirement

AEGON lay out competitive post-RDR plans

AEGON today provides greater clarity on its post RDR proposition in support of its distribution partners in 2013 and beyond.

31 Oct 2012

30 lenders now part of Funding for Lending Scheme

30 lenders now part of Funding for Lending Scheme

The Bank of England report on the Funding for Lending Scheme, released yesterday, shows that 17 new lenders have signed up for the scheme in the past month.

31 Oct 2012

Will new ‘government bank’ be flexible enough for small businesses?

Blogs

Will new ‘government bank’ be flexible enough for small businesses?

The recent announcement from Business Secretary Vince Cable of plans to establish a government bank is certainly a step in the right direction to give increased access to finance for small businesses, both new and existing.

30 Oct 2012

Serious growth needs serious business lending

Duncan Kreeger - West One Loans

Serious growth needs serious business lending

The UK is officially out of recession. But a spike in GDP will remain just that – a blip – unless business can get hold of more finance.

30 Oct 2012

Equity position of borrowers has improved, say CML

Mortgages

Equity position of borrowers has improved, say CML

Data the CML have published today shows that the number of households in negative equity has fallen over the last 18 months, and that borrowers collectively continue to hold large amounts of unmortgaged equity in housing.

30 Oct 2012

Cost and administration are chief auto enrolment concerns

Retirement

Cost and administration are chief auto enrolment concerns

More than three quarters (81%) of corporate advisers say that the cost and administration of auto-enrolment are among employers' top worries when it comes to the Government's landmark pension reform, Aviva's research shows.

30 Oct 2012

NEST urges employers to act on automatic enrolment

Retirement

NEST urges employers to act on automatic enrolment

With automatic enrolment now a reality for the largest employers and workforces across the UK, the clock is ticking on preparations for companies of all shapes and sizes.

30 Oct 2012

Growing disillusionment behind demand for Connect non-regulated network

Mortgages

Growing disillusionment behind demand for Connect non-regulated network

Connect Mortgage Club believes that low morale among conventional network ARs as well as the burden of compliance for small directly authorised firms is behind the rising demand for Connect’s non regulated offering.

30 Oct 2012

Solid Q3 results for buy-to-let applications

Solid Q3 results for buy-to-let applications

Intermediaries have reported a good quarter of mortgage business in the third quarter and continue to see buy-to-let applications increase.

30 Oct 2012

IFAs concerned over giving advice post-'G Day'

Retirement

IFAs concerned over giving advice post-'G Day'

Around six out of 10 IFAs are concerned about advising female clients to buy lifetime annuities ahead of the introduction of the European Court of Justice gender equality ruling, according to Primetime Retirement.

30 Oct 2012

More than 100,000 over-65s still paying mortgages

Mortgages

More than 100,000 over-65s still paying mortgages

More than 100,000 over-65s are still paying mortgages spending around £1.36 billion a year, despite the potential risks of keeping up payments after the State Pension Age, new research from More 2 Life shows.

30 Oct 2012

Average pensioner has £14,500 debt

Retirement

Average pensioner has £14,500 debt

The average pensioner with debt taking out an equity release plan on the value of their home has debts totalling £14,526, new research from equity release adviser Key Retirement Solutions says.

30 Oct 2012

Larger loans and higher volumes mean bridging reaches £399m in Q3

Larger loans and higher volumes mean bridging reaches £399m in Q3

The pace of growth in the bridging industry picked up in the third quarter, to match longer term trends and reverse a slowdown seen in Q2, according to the latest West One Bridging Index.

30 Oct 2012

An update from the newly renamed Financial Reporter

An update from the newly renamed Financial Reporter

As eagle-eyed visitors to the site have hopefully noticed, myintroducer.com is no more - in its place is our new name, Financial Reporter.

29 Oct 2012

Andrew Tully, Pensions Technical Director at MGM Advantage

In The Spotlight

Andrew Tully, Pensions Technical Director at MGM Advantage

Financial Reporter had a chat with Andrew Tully this week - Andrew is the Pensions Technical Director at MGM Advantage and also a member of the ABI's Retirement and Savings Committee.

29 Oct 2012

The future’s bright, the future’s bridging

The future’s bright, the future’s bridging

It is often wise not to get too complacent in life, and if we had all had a pause button on our careers back in 2006/7 I’m sure we would have done things slightly different so as not to enter the apocalypse that the majority of us did.

29 Oct 2012

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