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A degree of trepidation: how a rate cut will affect the industry

A degree of trepidation: how a rate cut will affect the industry

Given the hint of ‘forward guidance’ provided by Bank of England Governor, Mark Carney, in the immediate aftermath of the EU Referendum, one wonders if Theresa May had not been installed so quickly as Prime Minister whether we would have seen that suggested Bank Base Rate cut in July?

02 Aug 2016

John Malone steps down as Positive's non-exec Chairman

John Malone steps down as Positive's non-exec Chairman

Positive Lending has announced that John Malone will be stepping down from his role as non-executive Chairman after 12 months.

02 Aug 2016

Leek United revamps mortgage intermediary team

Leek United revamps mortgage intermediary team

Leek United Building Society has restructured its mortgage intermediary team, separating the business development and mortgage processing functions.

02 Aug 2016

Promise sees 40% rise in conversion rates post-MCD

Promise sees 40% rise in conversion rates post-MCD

Promise Solutions has reported a 40% increase in its second charge conversion rates since MCD.

02 Aug 2016

FCA confirms new PPI redress rules and complaints deadline

FCA confirms new PPI redress rules and complaints deadline

The FCA has confirmed that its package of proposals on PPI complaints will be taken forward, including imposing a deadline for making new PPI complaints.

02 Aug 2016

Former Fitch CFO joins Vantage Finance

Former Fitch CFO joins Vantage Finance

Vantage Finance has announced the appointment of James Hussey as its new Finance Director.

02 Aug 2016

Homeownership falls to 30-year low

Homeownership falls to 30-year low

English homeownership has fallen to levels last seen in 1986, with Northern areas among some of the worst-affected, according to data from the Resolution Foundation.

02 Aug 2016

FSE Manchester 2016 - Exploring market trends & opportunities in the retirement sector

FSE Manchester 2016 - Exploring market trends & opportunities in the retirement sector

Dean Mirfin, head of Key Retirement, spoke to intermediaries at the recent FSE Manchester about trends and opportunities in the retirement sector, as well as sharing tips for advisers who want to make the most of the retirement lending space.

01 Aug 2016

Kensington to reward fastest specialist distributors

Kensington to reward fastest specialist distributors

Kensington Mortgages has launched a Specialist Distribution Award for the ‘fastest offer’ on packaged applications.

01 Aug 2016

FSE Manchester 2016 - Changing protection needs and sharing best practice

FSE Manchester 2016 - Changing protection needs and sharing best practice

Scottish Widows' Johnny Timpson speaks to advisers at the recent FSE Manchester about how protection need is changing in society and the best practice for advisers when discussing protection with consumers.

01 Aug 2016

 

Business as usual: Barclays quarterly review

Business as usual: Barclays quarterly review

In our Q1 review it was noted that the remortgage market was somewhat overshadowed, at least in terms of headlines and column inches, by the buy-to-let market and the raft of activity prior to the introduction of the stamp duty surcharge.

01 Aug 2016

More customers, same advice

More customers, same advice

Everything seems to be up in the air at the moment. Whether you were happy with the Brexit result or planning to flee to Canada, things right now are a little strange. Cameron has bolted, Farage is heading for the exit, Boris was leaving but then an eleventh hour U-turn has him back stronger than ever, and the markets are shaky to say the least.

01 Aug 2016

FSE Manchester 2016 - How ignoring GI could be losing you money

FSE Manchester 2016 - How ignoring GI could be losing you money

Uinsure's Jason Berry speaks to the audience at FSE Manchester 2016, held at the Emirates Old Trafford conference centre, about how adivsers that ignore GI could be losing money, and how best to make the most of this market.

01 Aug 2016

Skipton BS to offer face-to-face advice after business merger

Skipton BS to offer face-to-face advice after business merger

Skipton Building Society is now offering face-to-face financial advice, after being granted regulatory approval to integrate Skipton Financial Services Ltd, its wholly owned financial advice subsidiary, into Skipton Building Society.

01 Aug 2016

Accord expands intermediary sales team

Accord expands intermediary sales team

Accord Mortgages is expanding its intermediary sales team and establishing a new Corporate Account Team.

01 Aug 2016

New wealth management firm launches with IRESS

New wealth management firm launches with IRESS

IRESS has announced that it is delivering the integrated wealth management platform to new venture Saranac Partners, founded by former Barclays and JP Morgan executive Thomas Kalaris.

01 Aug 2016

Stonebridge launches new mortgage packager panel

Stonebridge launches new mortgage packager panel

Stonebridge Group has established a new mortgage packager panel for its appointed representative firms.

01 Aug 2016

British Friendly launches IP range through iPipeline platform

British Friendly launches IP range through iPipeline platform

British Friendly has made its short and long term income protection products available through iPipeline’s protection platform, with quotes searchable by both benefit and price.

01 Aug 2016

SimplyBiz adds Pepper to distribution panel

SimplyBiz adds Pepper to distribution panel

Pepper Homeloans has been appointed to the SimplyBiz Mortgages panel.

01 Aug 2016

Altmann calls for end of State Pension triple lock

Altmann calls for end of State Pension triple lock

Former Pensions Minister Ros Altmann has argued that the government’s State Pension triple lock should be scrapped from 2020, and instead turned into a double lock based on inflation and earnings.

01 Aug 2016

3mc relaunches packager fee-free 90% LTV

3mc relaunches packager fee-free 90% LTV

3mc has relaunched its 90% LTV residential mortgage with no packager fee.

01 Aug 2016

The Right Mortgage & Protection Network launch PMI division

The Right Mortgage & Protection Network launch PMI division

The Right Mortgage and Protection Network are launching their dedicated PMI division including access to Individual, Corporate, and SME PMI schemes.

29 Jul 2016

Brokers can - and do - engage with new tech

Brokers can - and do - engage with new tech

As a Director of a network, I get slightly miffed when I read about how brokers are ‘going to get left behind’ when compared to the technology advances lenders are currently making.

29 Jul 2016

In the Spotlight with Dave Harris, more 2 life

In the Spotlight with Dave Harris, more 2 life

Financial Reporter spoke to Dave Harris, Managing Director at more 2 life, about the post-pension freedom landscape for equity release and whether Brexit would affect the retirement space.

29 Jul 2016

Equity release lending sees 'unprecedented growth'

Equity release lending sees 'unprecedented growth'

Homeowners over the age of 55 withdrew a record £8.2m of housing wealth every working day from April to June as quarterly equity release lending surged past £0.5bn for the first time since records began, according to the latest industry data from the Equity Release Council.

29 Jul 2016

Paragon reports 21% increase in lending

Paragon reports 21% increase in lending

The Paragon Group of Companies, the parent company of Paragon Mortgages, has today released its Q3 trading update for the period from 1 October 2015 to date, showing underlying operating profits up 12.1% to £109.9m on the same period last year.

29 Jul 2016

Mortgage approvals fall in June: BoE

Mortgage approvals fall in June: BoE

Mortgage approvals were lower than the monthly average in June, according to the latest Bank of England Money and Credit Report.

29 Jul 2016

Teachers BS announces 1.25% 'summer special' mortgage

Teachers BS announces 1.25% 'summer special' mortgage

Teachers Building Society has launched a new 1.25% discounted variable rate Summer Special mortgage for teachers.

29 Jul 2016

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Complex Lending Roadshow March 2017

Complex Lending Roadshow March 2017

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