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BTL tax changes trigger limited company lending surge

BTL tax changes trigger limited company lending surge

Changes to the tax treatment of landlords have already triggered a surge in landlords borrowing through companies, and further changes will follow the Autumn Statement, according to the third edition of Kent Reliance's Buy To Let Britain report.

03 Dec 2015

Saffron launches limited edition FTB fix

Saffron launches limited edition FTB fix

Saffron For Intermediaries has launched a limited edition 3-year fixed rate mortgage for first-time buyers.

03 Dec 2015

ASTL tightens broker inducement rules

ASTL tightens broker inducement rules

The Association of Short Term Lenders has amended its Code of Conduct to encompass two new areas.

03 Dec 2015

Clever Lending sees rise in BTL bridging despite tax fears

Clever Lending sees rise in BTL bridging despite tax fears

Clever Lending, the master broker, has seen a steady increase in bridging finance applications for buy to let property purchase, despite the tax changes announced by George Osborne in the last budget and the autumn statement.

03 Dec 2015

Just one in 10 self-employed make pension contributions

Just one in 10 self-employed make pension contributions

The number of self-employed workers making personal pension contributions is at its lowest since 2001.

03 Dec 2015

Intermediary product range hits post-recession high

Intermediary product range hits post-recession high

The total number of mortgage products available on the market reached a new high in October, up from 16,465 in September to 16,620, according to research from Mortgage Advice Bureau.

03 Dec 2015

Kensington's New Street Mortgages to launch next month

Kensington's New Street Mortgages to launch next month

Kensington has confirmed that it will be launching its new brand, New Street Mortgages, towards the end of January 2016.

02 Dec 2015

The rise of electronic trading

The rise of electronic trading

Since its inception in 2003, the Mortgage Trading Exchange has risen from humble beginnings to become one of the mortgage industry's most important tools. But how did electronic trading come to be so vital?

02 Dec 2015

Sesame appoints Mark Graves as Sales Director

Sesame appoints Mark Graves as Sales Director

Sesame Bankhall Group has announced the appointment of Mark Graves as Sales Director.

02 Dec 2015

Affordable housebuilding at 22-year high

Affordable housebuilding at 22-year high

The number of affordable homes is increasing at the fastest rate since 1993, according to new government figures.

02 Dec 2015

 

BoE declares end of post-crisis period

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BoE declares end of post-crisis period

In yesterday's Financial Stability report, the Bank of England's Financial Policy Committee declared that the UK's financial system has moved out of the post-crisis period.

02 Dec 2015

DeVere: BTL stamp duty hike an "ineffective political stunt"

DeVere: BTL stamp duty hike an "ineffective political stunt"

George Osborne's clampdown on buy-to-let investors will be "ineffective for its purported aims" according to Mike Coady, who heads deVere Group's Mortgages brand.

02 Dec 2015

The rise of mortgage incentives

The rise of mortgage incentives

Black Friday and Cyber Monday are merely two days, although the build up seems to last longer and longer each year. Whilst some people may hate this recent phenomenon, others are primed to fill their boots with the 'bargains' on offer.

02 Dec 2015

Virgin cuts residential and BTL rates by up to 0.35%

Virgin cuts residential and BTL rates by up to 0.35%

Virgin Money has cut interest rates on higher LTV fixed rate residential products by up to 0.36%, and on buy-to-let rates by up to 0.35%.

02 Dec 2015

LMS partners with The Right Mortgage & Protection Network

LMS partners with The Right Mortgage & Protection Network

LMS has announced a new partnership with The Right Mortgage and Protection Network.

02 Dec 2015

Savers urged to switch as challengers offer four times more interest

Savers urged to switch as challengers offer four times more interest

More than a fifth (21%) of UK adults with savings are earning less than 0.5% interest and could be earning more than four times as much interest with a challenger bank, according to Charter Savings Bank.

02 Dec 2015

Government urged to prevent self-employed pension collapse

Government urged to prevent self-employed pension collapse

Pension provision among the UK's self-employed has collapsed, storing up future income problems for individuals and welfare problems for the taxpayer, according to Hargreaves Lansdown.

02 Dec 2015

Top 1,000 conveyancers see activity surge in Q3

Top 1,000 conveyancers see activity surge in Q3

Growth among the top 1,000 conveyancing firms outperformed the rest of the market for the first time this year during Q3 2015, according to research from Search Acumen.

02 Dec 2015

Help to Buy ISA: a round-up of rates

Help to Buy ISA: a round-up of rates

From today, first-time buyers can take advantage of the government's Help to Buy ISA scheme.

01 Dec 2015

Stamp duty changes - from feast to famine?

Stamp duty changes - from feast to famine?

Like many I listened to last week's Autumn Statement with mouth agape, especially when the buy-to-let stamp duty fly in the ointment was announced. Having returned a Conservative Government, I suspect many landlords would have thought their demonisation might have been put on hold, however it appears that George Osborne also believes this group is responsible for many of the housing market's woes and therefore deserves to be punished further.

01 Dec 2015

Platform launches lowest ever intermediary two-year fix

Platform launches lowest ever intermediary two-year fix

Platform, the intermediary lender of The Co-operative Bank, has launched the lowest ever two year fixed rate deal at 90% LTV for house purchases, according to Moneyfacts.co.uk records.

01 Dec 2015

Ensuring powerful introducer relationships

Ensuring powerful introducer relationships

Having held, and attended, plenty of industry events in my time, I can pretty much guarantee that the most-asked question between the adviser peer group is, 'Where do you get your business from?' For all advisers I suspect this is the $64,000 question and it is one that will exercise the mind of all concerned up to, and probably beyond, retirement.

01 Dec 2015

Masthaven launches new 3 year fixed rates

Masthaven launches new 3 year fixed rates

Masthaven Secured Loans has launched a new range of 3 year fixed rates across its secured loan and buy to let products.

01 Dec 2015

Accord appoints Charles Canning as Managing Director

Accord appoints Charles Canning as Managing Director

Accord Mortgages has announced the appointment of Charles Canning as Managing Director.

01 Dec 2015

The Newcastle offers 1.5% Help to Buy ISA rate

The Newcastle offers 1.5% Help to Buy ISA rate

The Newcastle's Help to Buy ISA comes with a rate of up to 1.50% and can be opened with an initial deposit of up to £1,200.

01 Dec 2015

Virgin Money launches 3% Help to Buy ISA

Virgin Money launches 3% Help to Buy ISA

Virgin Money has today launched its Help to Buy ISA, offering an interest rate of 3%.

01 Dec 2015

Carney announces new capital requirement for banks

Carney announces new capital requirement for banks

The Bank of England has announced that it will be introducing a new capital buffer for banks which will be 'flexed up and down as risks wax and wane' in order to ensure the banking system can withstand stress without restricting the supply of credit to the real economy.

01 Dec 2015

RBS and Standard Chartered show capital inadequacies in BoE stress tests

RBS and Standard Chartered show capital inadequacies in BoE stress tests

Both RBS Group and Standard Chartered fell below minimum capital requirements in the Bank of England's 2015 stress test results.

01 Dec 2015

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