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79% rise in individuals breaching annual allowance limits - HMRC

79% rise in individuals breaching annual allowance limits - HMRC

A Freedom of Information request tabled by Royal London has found that the number of people reporting that they had breached the annual allowance limit for pension tax relief rose by 79% between 2012/13 and 2014/15, the latest year for which figures are available.

06 Mar 2017

Second steppers sitting on £100,000 equity windfall

Second steppers sitting on £100,000 equity windfall

Increased equity on first homes is helping to reduce the second home funding gap by over £100,000, according to research from Lloyds Bank.

04 Mar 2017

Atom Bank raises further £83m in equity capital

Atom Bank raises further £83m in equity capital

Atom Bank has agreed terms for a further £83m in equity from major shareholders, which will bring the total capital raised by Atom to £219m.

03 Mar 2017

In the Spotlight with Nigel Payne, TFC Homeloans

In the Spotlight with Nigel Payne, TFC Homeloans

We spoke to Nigel Payne, managing director of TFC Homeloans, about flat fees in the second charge market and his advice for brokers who are new to the sector.

03 Mar 2017

The smart money can be in equity release

The smart money can be in equity release

Equity release has evolved greatly over the last 10 years, and today's modern market is dominated by choice for consumers and increasing flexibility throughout the products on offer.

03 Mar 2017

Government plans to fund charities with dormant financial assets

Government plans to fund charities with dormant financial assets

The Association of British Insurers has today welcomed the independent Dormant Assets Commission’s recommendation to use unclaimed assets in the life and long term savings industry to fund charitable causes.

03 Mar 2017

Asset managers still failing FCA commission expectations

Asset managers still failing FCA commission expectations

The FCA says that investment management firms continue to fail to meet its expectations on their use of dealing commission.

03 Mar 2017

Homeowners don't expect fall in house prices post-Brexit

Homeowners don't expect fall in house prices post-Brexit

The majority of homeowners and buyers remain positive about the housing market with over 80% saying the UK’s plans to leave the EU has had no impact on their property plans, according to research from Clydesdale and Yorkshire Banks.

03 Mar 2017

Is the industry "deliberately ignoring" the Lifetime ISA?

Is the industry "deliberately ignoring" the Lifetime ISA?

Scottish Friendly has warned that the financial services industry is "in torpor" over the Lifetime ISA and is urging it to embrace and promote the new investment.

03 Mar 2017

MCD - one year on

MCD - one year on

Nearly a year has gone by since the implementation of the Mortgage Credit Directive and, yet again, the mortgage industry has proven how it’s able to take new regulations in its stride.

03 Mar 2017

 

Lighthouse to provide regulated advice to MAS staff

Lighthouse to provide regulated advice to MAS staff

Lighthouse Group has been chosen to provide regulated financial advice to staff at the Money Advice Service.

03 Mar 2017

Homeownership falls to 30-year low

Homeownership falls to 30-year low

Homeownership has fallen to its lowest level since 1985 - with 62.9% of UK adults owning their own home, down from 63.6% the previous year.

03 Mar 2017

7 in 10 remortgagors consulting a broker as activity surges

7 in 10 remortgagors consulting a broker as activity surges

Remortgage activity continued to accelerate at the turn of the year, rising by 10% between December and January, from 27,700 to 30,439, according to LMS data.

03 Mar 2017

Personal Touch launches adviser toolkit

Personal Touch launches adviser toolkit

Personal Touch has developed a new system which aims to help its members boost productivity and efficiency.

02 Mar 2017

Tackling the buy-to-let landscape going forward

Tackling the buy-to-let landscape going forward

As we approach April 6th - the date on which landlord tax relief changes will come into play - landlords are understandably feeling nervous. Even those who have already made plans to deal with the cuts - which will have significant impact on some landlords’ profits - are worried about their impact on the market.

02 Mar 2017

Government drops NEST retirement product plans

Government drops NEST retirement product plans

The government has decided not to provide retirement income products through The National Employment Savings Trust, but says it will reconsider its stance if the retirement market doesn't innovate.

02 Mar 2017

Skipton launches bespoke £1m mortgage service

Skipton launches bespoke £1m mortgage service

Skipton Intermediaries has announced the launch of Skipton Bespoke - a new proposition specifically tailored to the complex needs of the larger loan market.

02 Mar 2017

Mortgage lending up 24% at Aldermore

Mortgage lending up 24% at Aldermore

Aldermore provided over £2bn in new mortgage lending in 2016, with total net lending up by 24% year-on-year to £5.7bn.

02 Mar 2017

Virgin Money eyes Co-Op Bank assets

Virgin Money eyes Co-Op Bank assets

Virgin Money is considering buying assets from Co-Operative Bank, which announced that it was commencing a sale process last month.

02 Mar 2017

FSE Glasgow unveils seminar line-up

FSE Glasgow unveils seminar line-up

Front Events has today announced its full seminar programme for Financial Services Expo Glasgow.

02 Mar 2017

FCA announces PPI deadline and final rules for firms

FCA announces PPI deadline and final rules for firms

The FCA has today confirmed that it will introduce a final deadline for making new PPI complaints.

02 Mar 2017

Pepper widens distribution through Solent

Pepper widens distribution through Solent

Pepper Homeloans has extended its distribution network to include Hampshire based Solent Mortgage Services.

02 Mar 2017

Three quarters of FTBs paid stamp duty in 2016

Three quarters of FTBs paid stamp duty in 2016

74% of first-time buyers paid stamp duty on their properties in 2016, compared to 53% a decade earlier, according to Yorkshire Building Society data.

02 Mar 2017

Paymentshield revamps intermediary sales team

Paymentshield revamps intermediary sales team

Paymentshield has announced changes to its intermediary sales team to bring them closer to advisers.

01 Mar 2017

The devil and the deep blue sea

The devil and the deep blue sea

Ten years ago, when I founded Living Time, I had a vision of greater financial freedom and control for retirees – I wanted to help free the thousands of people every year who would end up locked into a lifetime annuity at precisely the wrong time in their retirement.

01 Mar 2017

Furness for Intermediaries joins First Complete

Furness for Intermediaries joins First Complete

Furness Building Society's range of residential and buy-to-let products will now be made available to First Complete advisers.

01 Mar 2017

SBG's Stephen Gazard to join Intrinsic as group MD

SBG's Stephen Gazard to join Intrinsic as group MD

Stephen Gazard will join Intrinsic later this year as group managing director, working on the distribution strategy for the group as well as leading the mortgage division of the network.

01 Mar 2017

Chelsea BS launches record-low 1.15% tracker

Chelsea BS launches record-low 1.15% tracker

Chelsea Building Society has launched variable rate tracker mortgage with no early repayment charges which it says offers the lowest rate currently available on the market.

01 Mar 2017

Our Next Event

Commercial Finance Roadshow May 2017

Commercial Finance Roadshow May 2017

Exeter - 23/05/2017

Southampton - 24/05/2017

Rainham - 25/05/2017

Milton Keynes - 26/05/2017

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