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FSE London 2015: pensions advice gap creating more adviser opportunities

FSE London 2015: pensions advice gap creating more adviser opportunities

Industry experts from the mortgage and pensions fields have highlighted gaps in the pension advice process as a growing opportunity for the intermediary community.

17 Sep 2015

Metro Bank launches mortgage switching portal

Metro Bank launches mortgage switching portal

Metro Bank has announced the launch of a brand new portal designed specifically for intermediaries to help customers switch mortgage deals online.

17 Sep 2015

FTBs spend over three years saving deposit

FTBs spend over three years saving deposit

Almost 40% of first time buyers expect to take over three years to save a deposit for their first home, according to research from Clydesdale and Yorkshire Banks.

17 Sep 2015

Teachers BS reduces Help to Buy rates

Teachers BS reduces Help to Buy rates

Teachers Building Society has reduced the rate of its Help to Buy mortgages, offering a rate of 1.99% - available for purchase and remortgage.

17 Sep 2015

CML estimates gross mortgage lending hit £20bn in August

CML estimates gross mortgage lending hit £20bn in August

According to the latest estimates from the Council of Mortgage Lenders, gross mortgage lending dropped 8% from July's lending total of £21.7bn to round of at £20bn for the month. Year-on-year this is 12% higher than the August 2014 total of £17.8bn.

17 Sep 2015

European commercial property investment up 29% year on year

European commercial property investment up 29% year on year

According to research released today by Knight Frank, investment volumes for 2015 are forecast to reach €230 billion, which would make it comfortably the best year since the market peak of 2007.

17 Sep 2015

Landbay first P2P lender to conduct BoE stress tests

Landbay first P2P lender to conduct BoE stress tests

Landbay, the peer-to-peer buy-to-let mortgage lender, has today published the results of stress tests that were conducted to Bank of England criteria and modelled how Landbay mortgages would perform in both a base and stressed economic environment.

17 Sep 2015

FSE London 2015: FCA outlines major MCD areas

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FSE London 2015: FCA outlines major MCD areas

Putting an adviser's service disclosure document in front of a client in a durable medium, and pipeline business issues around the 21st March 2016 implementation date, are major areas to be covered by firms in the lead up to the Mortgage Credit Directive, said the FCA today.

16 Sep 2015

FSE London 2015: Embrace emerging technology, says Mortgage Brain CEO

FSE London 2015: Embrace emerging technology, says Mortgage Brain CEO

The intermediary community has been challenged to embrace a wider range of technological enhancements to help better understand customer behaviour and further client engagement.

16 Sep 2015

FSE London 2015: MCD will be a "big event" for second charge market, says FCA

FSE London 2015: MCD will be a "big event" for second charge market, says FCA

The implementation of the Mortgage Credit Directive and the introduction of FCA regulation will be a "big event" for the second charge market, admitted Technical Mortgage Specialist at the FCA, Keith Hale.

16 Sep 2015

 

FSE London 2015: Rate rise will have "significant impact" on housing market

FSE London 2015: Rate rise will have "significant impact" on housing market

Increases to Bank Base Rate and swap rates are likely to have a significant impact across all areas of the housing market, according to Nationwide's Senior Economist, Stefano Silvestrin.

16 Sep 2015

FSE London 2015: Homemovers still struggling, says Nationwide's Silvestrin

FSE London 2015: Homemovers still struggling, says Nationwide's Silvestrin

Home movers are the borrower group which have been hit hardest over the past few years by the changing nature of the UK mortgage market, said Nationwide's Senior Economist, Stefano Silvestrin.

16 Sep 2015

FSE London 2015: Landlords need their brokers, urges property expert

FSE London 2015: Landlords need their brokers, urges property expert

Speaking at the Financial Reporter theatre this morning at FSE London 2015, property expert Kate Faulkner discussed the changes to the buy to let market and urged advisers to play their role in helping potential landlords.

16 Sep 2015

FSE London 2015: Why advisers should be vigilant about identity crime

FSE London 2015: Why advisers should be vigilant about identity crime

Speaking at the Financial Reporter theatre at FSE London 2015, DC David Knowles of the Metropolitan Police discussed the importance of advisers being vigilant when it came to identity crime.

16 Sep 2015

Increase in pensions being used to pay off property

Increase in pensions being used to pay off property

Many predicted a sudden stampede of would be pensioners rushing to cash in as pension freedoms came into effect in April.

16 Sep 2015

Uinsure enhances Defaqto tool to help brokers meet FCA requirements

Uinsure enhances Defaqto tool to help brokers meet FCA requirements

Uinsure has launched a series of enhancements to its Defaqto Compare Tool in order to help brokers meet FCA compliance requirements.

16 Sep 2015

Fluent Money sees increased enquiries following expansion

Fluent Money sees increased enquiries following expansion

Fluent Money says it has seen a major increase in intermediary enquiries since it deployed an inhouse as well as an external sales team.

16 Sep 2015

Paradigm outlines MCD support plan at FSE London

Paradigm outlines MCD support plan at FSE London

Paradigm Mortgage Services, the mortgage services proposition, has announced today the next stage in its provision of clear and informative support on Mortgage Credit Directive (MCD) compliance for all directly authorised (DA) advisers.

16 Sep 2015

Masthaven Secured Loans to offer 5 year fixes across range

Masthaven Secured Loans to offer 5 year fixes across range

Masthaven Secured Loans has announced enhancements to both its product range and lending policy.

16 Sep 2015

Commercial owner-occupier range launches at Keystone

Commercial owner-occupier range launches at Keystone

Keystone Buy to Let has announced today that it has launched a Commercial owner-occupier range which offers a pair of fixed rate deals for business owners looking to purchase or remortgage work premises.

16 Sep 2015

New drawdown investors 'lose £160m' in market slump

New drawdown investors 'lose £160m' in market slump

New retirement savers taking out traditional drawdown plans since the launch of pension freedoms have lost more than £160 million from their funds due to stock market volatility, according to MetLife.

16 Sep 2015

Public deserve better access to regulated pensions advice, says PFS

Public deserve better access to regulated pensions advice, says PFS

The Personal Finance Society has submitted evidence to a work & pensions committee asserting that the public 'deserve improved access' to regulated pensions advice.

16 Sep 2015

Nationwide cuts 10-year FTB fixes by 0.45%

Nationwide cuts 10-year FTB fixes by 0.45%

Nationwide is reducing selected fixed rate mortgages at 85 and 90% LTV, including 10 year and 5 year fixed rates, by up to 0.45%.

15 Sep 2015

Advisers urged to offer enhanced equity release

Advisers urged to offer enhanced equity release

more 2 life has urged advisers to make sure clients fully disclose details about their health before making a product recommendation to ensure they get the optimal financial outcome.

15 Sep 2015

Co-op Bank reduces five-year fixes by 0.2%

Co-op Bank reduces five-year fixes by 0.2%

The Co-operative Bank has reduced rates across a range of fixed rate mortgages, with its five year fixed rate cut by up to 0.20%.

15 Sep 2015

July's pre-crisis lending driven by FTBs and home movers

July's pre-crisis lending driven by FTBs and home movers

House purchase lending in the UK saw its third consecutive month-on-month growth by volume and by value in July, according to the latest CML monthly lending statistics.

15 Sep 2015

Inflation drops to 0.0% in August

Inflation drops to 0.0% in August

UK inflation fell to 0% in August, from 0.1% in July, according to the Office for National Statistics.

15 Sep 2015

One in seven over 70s still have a mortgage

One in seven over 70s still have a mortgage

Seven million over 50s still have a mortgage and on average they will need to find £50,000 to be mortgage free, according to research by the Saga Equity Release Advice Service.

15 Sep 2015

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