Latest News

NIS to introduce 4.99 x LTI cap for BTL mortgages

Mortgages

NIS to introduce 4.99 x LTI cap for BTL mortgages

From 14th July and in line with the rest of the RBS and NatWest mortgage channels, NatWest Intermediary Solutions has informed Financial Reporter that it plans to introduce a 4.99 times loan-to-income cap per application for all B2L business.

11 Jul 2014

New research shows 32% of young people will explore using HTB

Mortgages

New research shows 32% of young people will explore using HTB

A new piece of research by Voxburner into the hopes of young people buying a property has revealed that this generation has a fairly realistic expectation of when they might own a property and how much deposit will be involved.

11 Jul 2014

7 Days of Summer

Latest News

7 Days of Summer

The Loans Engine, in partnership with Precise Mortgages, Shawbrook Bank, Blemain Finance and Financial Reporter, is giving away a whole host of essentials so you can enjoy this summer to its fullest.

11 Jul 2014

Paragon Bank announces new rate

Savings & Investments

Paragon Bank announces new rate

New customers are now able to take advantage of a one year fixed rate savings account at 1.75% AER from Paragon Bank, representing a competitive choice for savers looking to lock in their money for the next 12 months.

11 Jul 2014

Church of England confirm Wonga exit

Latest News

Church of England confirm Wonga exit

The Church Commissioners for England have announced that their investment exposure to Wonga in their venture capital portfolio has been removed.

11 Jul 2014

RateSetter becomes first P2P lender to be risk rated

RateSetter becomes first P2P lender to be risk rated

RateSetter, the peer-to-peer lender, has now become the first P2P platform to be risk-rated by the ratings and research agency FE, with a risk score of 1, similar to cash accounts.

11 Jul 2014

National recovery strengthened by First-time buyers

Mortgages

National recovery strengthened by First-time buyers

First-time buyers strengthen the recovery nationwide, with new peak prices set in the South East and East Anglia according to the LSL House Price Index.

11 Jul 2014

Clydesdale and Yorkshire offer new unsecured rate

Latest News

Clydesdale and Yorkshire offer new unsecured rate

Clydesdale Bank and Yorkshire Bank have today launched a new 5.7% APR unsecured online personal loans product for loans amounts between £15,001 and £25,000.

11 Jul 2014

First Complete adds Newbury Building Society to its panel

Mortgages

First Complete adds Newbury Building Society to its panel

First Complete has added Newbury Building Society to its mortgage panel providing members with access to Newbury's range of shared ownership mortgages, buy-to-let and Homestarter mortgages, and a range of 95% LTV residential mortgages.

11 Jul 2014

'Currency caution' being urged to Eurozone expats despite strong pound

Latest News

'Currency caution' being urged to Eurozone expats despite strong pound

Retired British expats in the Eurozone who are currently benefitting from a strong pound are being urged to remain cautious of potential currency fluctuations, by a senior analyst at one of the world’s largest independent financial advisory organisations.

10 Jul 2014

 

Gold is on the rise as investor sentiment in UK property falls

Savings & Investments

Gold is on the rise as investor sentiment in UK property falls

Investor confidence in UK Property saw the second-biggest month-on-month downward swing this month, down six percentage points according to the Lloyds Bank Private Banking Investor Sentiment Index.

10 Jul 2014

London activity and expectations soften according to RICS

Mortgages

London activity and expectations soften according to RICS

Price momentum holds up on a national level although activity indicators are pointing to some moderation in the positive trend according to the June 2014 RICS Residential Market Survey.

10 Jul 2014

Aldermore launches new brand identity

Latest News

Aldermore launches new brand identity

Aldermore has announced the roll out of a new brand identity across its online platforms that it claims will emphasise its place in British banking as well as increasing the clarity and accessibility of information for the Bank’s customers.

10 Jul 2014

BoE rhetoric causing housing market slow down

Mortgages

BoE rhetoric causing housing market slow down

According to RICS, rhetoric by the Bank of England appears to be causing moderation in parts of the Uk housing market.

10 Jul 2014

FTBs and home movers up despite MMR

Mortgages

FTBs and home movers up despite MMR

May lending figures released by the CML provide insight into the effect MMR has had on lending trends with first-time buyers and home movers continuing to drive the UK mortgage market.

10 Jul 2014

L&G: Record completions in June

Mortgages

L&G: Record completions in June

June saw the most successful month in the Legal & General Mortgage Club's history, with the highest ever total for completions reaching £3.5bn.

10 Jul 2014

BoE: Base rate remains at 0.5%

Latest News

BoE: Base rate remains at 0.5%

The Bank of England’s Monetary Policy Committee voted to maintain Bank Rate at 0.5%.

10 Jul 2014

ABI move to standardise motor and home insurance renewals

Latest News

ABI move to standardise motor and home insurance renewals

The ABI has written to the Financial Conduct Authority (FCA) to propose a regulatory initiative that would set a new minimum standard of information across the market which all customers would receive when renewing their private motor and home insurance.

10 Jul 2014

Sainsbury's up rates across fixed rate savings range

Savings & Investments

Sainsbury's up rates across fixed rate savings range

Sainsbury's Bank have announced increases in the rate on its 1, 2 and 3 year Fixed Rate Savings Accounts.

10 Jul 2014

53% report increase in house prices

Mortgages

53% report increase in house prices

More than half of all RICS members reported an increase in prices in June 2014 (from 56% in May) and prices rose in each of the 12 areas represented, according to their latest UK Residential Market Survey.

10 Jul 2014

High LTV lending up 52%

Latest News

High LTV lending up 52%

Lending to high LTV borrowers has increased by 52% on the same time last year, according to the latest Mortgage Monitor from chartered surveyor e.surv.

10 Jul 2014

New home registrations are rising

Mortgages

New home registrations are rising

According to the latest registration statistics from NHBC, the number of new homes registered across the country remains up compared to this time last year.

09 Jul 2014

Many property buyers sill in the dark about Help to Buy

Mortgages

Many property buyers sill in the dark about Help to Buy

According to a new report, many property buyers or current home owners haven’t even heard of the Help to Buy scheme or have admitted to ‘hearing the name but not knowing what it was’.

09 Jul 2014

Lloyds to cut 500 staff from business and retail

Latest News

Lloyds to cut 500 staff from business and retail

The bank is to cut 500 staff from it business and retail arms.

09 Jul 2014

Shawbrook announces newly created Credit Relationship Manager role

Latest News

Shawbrook announces newly created Credit Relationship Manager role

Tim Rist is to be the new Credit Relationship Manager at Shawbrook and will specialise in large loans in the Commercial Mortgages division.

09 Jul 2014

New P2P lender completes first BTL remortgage deal

Mortgages

New P2P lender completes first BTL remortgage deal

The very first BTL remortgage for new P2P lender Landbay has been successfully brokered by Mortgages for Business.

09 Jul 2014

Reduced barriers for new banks sees rise in potential applicants

Latest News

Reduced barriers for new banks sees rise in potential applicants

The Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) report that reducing entry barriers for new financial institutions has encouraged a substantial increase in the number of firms applying to become a new bank.

09 Jul 2014

Where there's a will there's no way: 1 in 4 will not leave anything to their children

Latest News

Where there's a will there's no way: 1 in 4 will not leave anything to their children

Skipton Financial Services has recently conducted research that suggests as many as one in four parents intend to leave just a percentage – or even none – of their estate to their children after they're gone.

09 Jul 2014

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