For first-time buyers, 85% LTV 2 year rates have been reduced by 0.1% with fixed rates now from at 2.34% (£1,499 fee) and trackers at 2.19% (BoE +1.69%, £999 fee).
90% LTV 2 year fixed rate reduced by 0.3% with rates now from 3.44% (£1,499 fee).
Help to Buy Mortgage Guarantee Scheme rates have been cut by 0.3% with rates now from 4.49% for a 95% LTV 2 year fixed rate - available to Homemovers and First-Time Buyers.
For remortgagors, 85% LTV 2 year rates are now 2.04% (£1,499 fee) and trackers at 1.89% (BoE +1.39%, £999 fee).
85% LTV 5 year fixed rates have also been reduced by 0.1% with rates now from 3.86% (£999 fee).
Homemover rates include:
- 85% LTV 2 year rates reduced by 0.2% with fixed rates now from 2.04% (£1,499 fee) and trackers at 1.89% (BoE +1.39%, £999 fee)
- 85% LTV 5 year fixed rates reduced by 0.1% with rates now from 3.86% (£999 fee)
- 90% LTV 2 year fixed rate reduced by 0.3% with rates now from 3.44% (£1,499 fee)
- 90% LTV 5 year fixed rate reduced by 0.2% with rates now from 4.24% (£999 fee)
New rates for Affordable Housing Shared Equity and Shared Ownership include a 90% LTV 2 year fix at 3.79% and an 85% LTV 2 year fixed rate for remortgagors reduced at 2.39%.
Ian Wilson, Lloyds Banking Group, said:
“The broker channel is very important to Halifax and these latest intermediary rate cuts offer borrowers not only competitive products but also great service through our Service Excellence programme. We remain committed to helping customers save money by taking out a mortgage with Halifax.”