For first-time buyers, 95% LTV rates include a two-year fixed rate at 3.34% with a £999 product fee or 3.74% with no product fee.
Five-year fixed rates are available from 4.29% with a £999 product fee or 4.49% with no fee.
New 95% LTV rates for homemovers include a two-year fix at 3.39% with a £999 product fee or 3.79% fee-free.
Five-year fixed homemover rates start from 4.44%.
Ian Wilson, Head of Halifax Intermediaries, said: “As a leading supporter of the Help to Buy: mortgage guarantee scheme, continuing to lend to this area of the market is a key part of our commitment to help first-time buyers on to the property ladder.
“By introducing this new range of products at the start of the New Year, we can help brokers to confidently continue supporting their clients with higher LTV borrowing needs.”