The stamp duty specials include a 95% LTV two-year fix at 4.29% and a five-year fix available at 4.79%, both with no product fee and £1,500 cashback.
Other 95% LTV changes include a two-year fix reduced by 0.31% to 3.98% and a five-year fix reduced by 0.20% to 4.69%.
Virgin's New build range offers a two-year fixed rate intermediary exclusive at 85% LTV, reduced to 2.05%, and a Help to Buy Equity Loan five-year fixed rate at 75% LTV, reduced to 2.68%.
Its five-year fixed rate at 65% LTV has also been reduced by 0.21% to 2.54%.
Peter Rogerson, Virgin Money’s Commercial Director for Mortgages, said:
“We are kick-starting the New Year with a refreshed mortgage range designed to help even more first time buyers on to the property ladder with lower rates and cashback specials to assist with stamp duty payments. There are also rate reductions for Help to Buy customers.”