Yorkshire BS cuts rates on 95% fixes

Yorkshire Building Society have today announced rate reductions for borrowers with a 5% deposit.

Related topics:  Mortgages
Rozi Jones
31st October 2014
yorkshire building society ybs

The society will reduce rates on its highest LTV products on two-year fixed term mortgages.

The two-year 95% LTV fixed rate mortgage rate will be reduced by 0.25% from 4.99% to 4.74% with an £845 product fee and a £130 mortgage processing fee.

Chelsea Building Society, part of the YBS Group, will also see a 0.25% reduction on its equivalent 95% LTV product. Its two-year fixed rate mortgage will be reduced from 4.89% to 4.64% with a product fee of £1,545 and a £130 mortgage processing fee.

Further reductions will be made on the Yorkshire and Chelsea products at 65%, 75%, 85% and 90% LTV mortgages.

Other highlights of the YBS range include:

- 3.19% five-year fixed mortgage with £345 product fee (reduced from 3.49%)
- 3.09% five-year fixed mortgage with £345 product fee (reduced from 3.24%)

Other highlights of the CBS range include:

- 1.99% two-year fixed mortgage with £345 product fee (reduced from 2.14%)
- 3.39% five-year fixed mortgage with £1,545 product fee (reduced from 3.24%)

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