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    <atom:link href="https://www.financialreporter.co.uk/rss.asp" rel="self" type="application/rss+xml" />        <title>Financial Reporter | Latest News</title>
        <link>https://www.financialreporter.co.uk/</link>
        <description>Financial Reporter News - Top Stories</description>
        <language>en-us</language>
        <lastBuildDate>Sat, 04 Apr 2026 00:25:25 GMT</lastBuildDate>
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    <title>&apos;Brokers want speed, certainty and clear answers as early as possible&apos;: Alan Davison, Foundation</title>
    <link>https://www.financialreporter.co.uk/in-the-spotlight/brokers-want-speed-certainty-and-clear-answers-as-early-as-possible-alan-davison-foundation.html</link>
    <pubDate>Thu, 02 Apr 2026 15:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/789-spotlight.jpg" border="0" alt="&apos;Brokers want speed, certainty and clear answers as early as possible&apos;: Alan Davison, Foundation" title="&apos;Brokers want speed, certainty and clear answers as early as possible&apos;: Alan Davison, Foundation" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;We spoke to Alan Davison, chief commercial officer at Foundation, about the lender&amp;#39;s recent rebrand, which area presents its biggest opportunity for growth, and what brokers most need from specialist lenders in 2026.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/789-spotlight.jpg"></media:content>
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    <title>FCA redress guidance puts customer vulnerability in sharp focus</title>
    <link>https://www.financialreporter.co.uk/blogs/fca-redress-guidance-puts-customer-vulnerability-in-sharp-focus.html</link>
    <pubDate>Thu, 02 Apr 2026 10:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg" border="0" alt="FCA redress guidance puts customer vulnerability in sharp focus" title="FCA redress guidance puts customer vulnerability in sharp focus" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Andrew Gething, managing director of MorganAsh, outlines how firms can ensure that everything from everyday interactions, right through to exceptional processes &amp;ndash; like a redress exercise &amp;ndash; are designed with the customer in mind.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg"></media:content>
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    <title>Shifting sands in the buy-to-let market</title>
    <link>https://www.financialreporter.co.uk/blogs/shifting-sands-in-the-buy-to-let-market.html</link>
    <pubDate>Wed, 01 Apr 2026 14:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg" border="0" alt="Shifting sands in the buy-to-let market" title="Shifting sands in the buy-to-let market" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Laura Sneddon, sales and distribution director at Hinckley &amp;amp; Rugby for Intermediaries, explores how broker support and lender flexibility can make a real difference for buy-to-let borrowers in the current lending environment.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg"></media:content>
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    <title>Our word, our pledge</title>
    <link>https://www.financialreporter.co.uk/features/our-word-our-pledge.html</link>
    <pubDate>Wed, 01 Apr 2026 10:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/726-feature.jpg" border="0" alt="Our word, our pledge" title="Our word, our pledge" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Aimie Jo Shutt, national key account manager at Santander, explains how lenders can demonstrate integrity and give confidence that they sit firmly behind brokers in times of uncertainty.&amp;nbsp;&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/726-feature.jpg"></media:content>
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    <title>Making Tax Digital: what brokers need to know for landlord clients</title>
    <link>https://www.financialreporter.co.uk/academy/making-tax-digital-what-brokers-need-to-know-for-landlord-clients.html</link>
    <pubDate>Tue, 31 Mar 2026 11:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/726-feature.jpg" border="0" alt="Our word, our pledge" title="Our word, our pledge" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Anna Lewis, commercial director at Castle Trust Bank, says advisers who understand Making Tax Digital rules will be better placed to support landlord clients, spot where extra preparation is needed, and have more informed conversations around portfolio management, property structures and operational readiness.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/726-feature.jpg"></media:content>
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    <title>Planning uncertainty is now shaping development as much as planning delay</title>
    <link>https://www.financialreporter.co.uk/blogs/planning-uncertainty-is-now-shaping-development-as-much-as-planning-delay.html</link>
    <pubDate>Tue, 31 Mar 2026 10:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg" border="0" alt="Planning uncertainty is now shaping development as much as planning delay" title="Planning uncertainty is now shaping development as much as planning delay" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Neil Leitch, managing director of development finance at Hampshire Trust Bank, says it is no longer simply a question of how long planning will take, but how much confidence can be placed in the outcome itself.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg"></media:content>
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    <title>Bank Base Rate and the gap between narrative and reality</title>
    <link>https://www.financialreporter.co.uk/blogs/bank-base-rate-and-the-gap-between-narrative-and-reality.html</link>
    <pubDate>Mon, 30 Mar 2026 10:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg" border="0" alt="Bank Base Rate and the gap between narrative and reality" title="Bank Base Rate and the gap between narrative and reality" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Sebastian Murphy, group director at JLM Mortgage Services, says the assumption higher inflation automatically leads to higher interest rates is not one that necessarily holds in the current environment, and relying on that link alone risks missing the bigger picture.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg"></media:content>
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    <title>&apos;There’s a fair bit of broker frustration about how difficult some lenders have become to deal with&apos;: Michael Thompson, LHV Bank</title>
    <link>https://www.financialreporter.co.uk/in-the-spotlight/theres-a-fair-bit-of-broker-frustration-about-how-difficult-some-lenders-have-become-to-deal-with-michael-thompson-lhv-bank.html</link>
    <pubDate>Fri, 27 Mar 2026 15:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/789-spotlight.jpg" border="0" alt="&apos;There’s a fair bit of broker frustration about how difficult some lenders have become to deal with&apos;: Michael Thompson, LHV Bank" title="&apos;There’s a fair bit of broker frustration about how difficult some lenders have become to deal with&apos;: Michael Thompson, LHV Bank" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;We spoke to Michael Thompson, lending director at LHV Bank, about how commercial lending is shifting in a slower growth environment, what brokers are really saying on the ground, and why common sense and direct relationships are becoming more important again.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/789-spotlight.jpg"></media:content>
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    <title>Why legal documents secure the success of SMEs</title>
    <link>https://www.financialreporter.co.uk/blogs/why-legal-documents-secure-the-success-of-smes.html</link>
    <pubDate>Fri, 27 Mar 2026 14:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg" border="0" alt="Why legal documents secure the success of SMEs" title="Why legal documents secure the success of SMEs" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Rebecca Kelly, founder of shizl, explains why legal documentation is non-negotiable for financial businesses and what financial advisers should be telling their business customers.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg"></media:content>
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    <title>Scotland’s private rented sector remains open for business</title>
    <link>https://www.financialreporter.co.uk/blogs/scotlands-private-rented-sector-remains-open-for-business.html</link>
    <pubDate>Fri, 27 Mar 2026 10:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg" border="0" alt="Scotland’s private rented sector remains open for business" title="Scotland’s private rented sector remains open for business" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Rob Stanton, sales and distribution director at Landbay, explores why landlords who are well-capitalised and properly advised continue to see Scotland as a viable long-term investment location.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg"></media:content>
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    <title>If even the golden generation of pensioners are struggling what does that mean for everyone else?</title>
    <link>https://www.financialreporter.co.uk/features/if-even-the-golden-generation-of-pensioners-are-struggling-what-does-that-mean-for-everyone-else.html</link>
    <pubDate>Wed, 25 Mar 2026 10:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/726-feature.jpg" border="0" alt="If even the golden generation of pensioners are struggling what does that mean for everyone else?" title="If even the golden generation of pensioners are struggling what does that mean for everyone else?" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Adam Cole, retirement specialist at Quilter, says for many savers who fall between generic information and full advice, targeted support could bridge a long standing gap in the system.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/726-feature.jpg"></media:content>
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    <title>Ensuring there is no housing wealth blind spot</title>
    <link>https://www.financialreporter.co.uk/blogs/ensuring-there-is-no-housing-wealth-blind-spot.html</link>
    <pubDate>Tue, 24 Mar 2026 10:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg" border="0" alt="Ensuring there is no housing wealth blind spot" title="Ensuring there is no housing wealth blind spot" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Dave Harris, CEO at more2life, explains how the later life lending opportunity is already present within the conversations advisers have every day with older clients.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg"></media:content>
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    <title>Maximising opportunity for SME funding amid economic uncertainty</title>
    <link>https://www.financialreporter.co.uk/blogs/maximising-opportunity-for-sme-funding-amid-economic-uncertainty.html</link>
    <pubDate>Mon, 23 Mar 2026 10:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg" border="0" alt="Maximising opportunity for SME funding amid economic uncertainty" title="Maximising opportunity for SME funding amid economic uncertainty" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Gary Thompson, sales director at Asset Advantage, says clear communication, transparency around funding appetite and credit decisions, and a truly collaborative approach will help brokers guide their SME clients through the current lending landscape.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg"></media:content>
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    <title>&apos;I’m really excited about how evolving lending technology is changing the way we work&apos;: Sarah Millard, Precise Bridging</title>
    <link>https://www.financialreporter.co.uk/in-the-spotlight/im-really-excited-about-how-evolving-lending-technology-is-changing-the-way-we-work-sarah-millard-precise-bridging.html</link>
    <pubDate>Fri, 20 Mar 2026 15:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/789-spotlight.jpg" border="0" alt="&apos;I’m really excited about how evolving lending technology is changing the way we work&apos;: Sarah Millard, Precise Bridging" title="&apos;I’m really excited about how evolving lending technology is changing the way we work&apos;: Sarah Millard, Precise Bridging" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;We spoke to Sarah Millard, head of bridging underwriting at Precise Bridging, about the most critical factors when assessing a short term loan, how technology will continue to shape the future of the industry, and her one piece of advice to someone starting a career in underwriting.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/789-spotlight.jpg"></media:content>
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    <title>Regional diversification: why it’s moving higher up the agenda for property investors</title>
    <link>https://www.financialreporter.co.uk/blogs/regional-diversification-why-its-moving-higher-up-the-agenda-for-property-investors.html</link>
    <pubDate>Fri, 20 Mar 2026 10:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg" border="0" alt="Regional diversification: why it’s moving higher up the agenda for property investors" title="Regional diversification: why it’s moving higher up the agenda for property investors" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Anna Lewis, commercial director at Castle Trust Bank, says that with forecasts suggesting a widening performance gap between regions, geographic diversification may begin to play a more prominent role in portfolio strategy.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg"></media:content>
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    <title>An elevated view of later life lending</title>
    <link>https://www.financialreporter.co.uk/blogs/an-elevated-view-of-later-life-lending.html</link>
    <pubDate>Thu, 19 Mar 2026 10:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg" border="0" alt="An elevated view of later life lending" title="An elevated view of later life lending" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Nakita Moss, head of lender at Twenty7tec, explores how advisers interpret their role as clients approach retirement with more complex financial positions than previous generations.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg"></media:content>
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    <title>What lenders really look for when underwriting a refurbishment case</title>
    <link>https://www.financialreporter.co.uk/blogs/what-lenders-really-look-for-when-underwriting-a-refurbishment-case.html</link>
    <pubDate>Wed, 18 Mar 2026 10:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg" border="0" alt="What lenders really look for when underwriting a refurbishment case" title="What lenders really look for when underwriting a refurbishment case" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Constantinos Savvides, head of underwriting at London Credit, explores the most common reasons refurbishment cases stall and why careful preparation is what turns a viable refurbishment idea into a funded project.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg"></media:content>
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    <title>Brokers turn to AI to manage surge in mortgage applications amid rate volatility</title>
    <link>https://www.financialreporter.co.uk/blogs/brokers-turn-to-ai-to-manage-surge-in-mortgage-applications-amid-rate-volatility.html</link>
    <pubDate>Tue, 17 Mar 2026 10:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg" border="0" alt="Brokers turn to AI to manage surge in mortgage applications amid rate volatility" title="Brokers turn to AI to manage surge in mortgage applications amid rate volatility" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Ifthikar Mohamed, co founder of MortgagX, says that with lenders continuing to adjust pricing and interest rate expectations shifting frequently, technology that improves efficiency will become increasingly important.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg"></media:content>
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    <title>Housing remains bright spot in dark times</title>
    <link>https://www.financialreporter.co.uk/blogs/housing-remains-bright-spot-in-dark-times.html</link>
    <pubDate>Mon, 16 Mar 2026 10:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg" border="0" alt="Housing remains bright spot in dark times" title="Housing remains bright spot in dark times" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;Kate Davies, executive director of the Intermediary Mortgage Lenders Association, says global events will always inject uncertainty into economic forecasts, but uncertainty should not distract us from the underlying strength of the UK mortgage market.&amp;lt;/p&amp;gt;</description>
    <media:content width="329" url="https://www.financialreporter.co.uk/images/329x170/718-blog.jpg"></media:content>
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    <title>&apos;A return to the ultra-low rate environment of the 2010s appears highly unlikely&apos;: Chris Kirby, Shawbrook</title>
    <link>https://www.financialreporter.co.uk/in-the-spotlight/a-return-to-the-ultra-low-rate-environment-of-the-2010s-appears-highly-unlikely-chris-kirby-shawbrook.html</link>
    <pubDate>Fri, 13 Mar 2026 15:00:00 GMT</pubDate>
    <description>&lt;img src="https://www.financialreporter.co.uk/images/329x170/789-spotlight.jpg" border="0" alt="&apos;A return to the ultra-low rate environment of the 2010s appears highly unlikely&apos;: Chris Kirby, Shawbrook" title="&apos;A return to the ultra-low rate environment of the 2010s appears highly unlikely&apos;: Chris Kirby, Shawbrook" /&gt;&lt;br /&gt;&lt;br /&gt;&amp;lt;p&amp;gt;We spoke to Chris Kirby, head of field sales for retail mortgages at Shawbrook, about his view of the current housing market and the key pressures shaping it, how borrower confidence and behaviour has changed in a higher-rate environment, and why speed, certainty and consistency matter more than ever for intermediaries.&amp;lt;/p&amp;gt;</description>
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