Richard Harrison, head of mortgages at Atom Bank, explores how to get the balance right between technology and the personal touch when it comes to near prime cases.

Yeliz is a former client of 360 Dotnet.

Foundation launched its specialist buy-to-let ‘Solutions’ range earlier this year.

Five-year fixed rate purchase and remortgage rates have benefitted from reductions.

The F1 limited edition two-year fixed rate comes with a headline rate of 5.79%.

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The lender has also added an HMO and Airbnb product to its second charge buy-to-let product range.

The latest cuts apply to five-year fixed rate and tracker mortgages.

Rates start from 6.19% for a two-year fixed rate.

The scheme launched last month and uses the completion incentive budget offered by housebuilders to offer a lower interest rate mortgage.