Related topic: Mortgage rates

The reductions apply across solutions for residential borrowers, buy‑to‑let investors, expat clients and high‑net‑worth individuals.

Kensington has also introduced a new £1,499 fee option to its core range.

Rates now start from 3.55%.

Rates now start from 2.44% on standard and 2.70% on specialist product ranges.

Reductions apply to both new business and existing customer product ranges.

The lender has reduced rates across dozens of products.

Nationwide’s lowest rate is now 3.50% for new and existing customers looking to move home.

TML boosts affordability, removing application fees and cutting shared ownership rates by up to 50bps.

The lender has introduced new two-year fixes and reduced rates on five-year products.

Residential rates have reduced by up to 0.35% across the Pepper48 range, including limited edition products.