Related topic: Second charge

The product is being launched in partnership with Scroll Finance ahead of a regulated product coming in early 2026.

There were 3,786 new agreements taken out in September, totalling £202m.

14% have used a secured loan for a significant purchase, rising to 17% when looking to fund future purchases.

Nearly one in 10 (7%) just make the minimum payment on their credit every month.

The Bank recently enhanced AVM and loan size criteria.

L&G’s Referral Pro tool offers advisers a panel of partners to help them meet the needs of their clients.

Pivotal Growth now has a growing network of more than 500 professional advisers.

Nicholas has been with the specialist lender for eight years.

Lending is up 13% so far in 2025 compared to the previous year.

David Binney, head of sales at Norton Home Loans, says the best specialist lenders are here to support any broker who’s ready to take second charges seriously, whether it’s...