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Rates have reduced by up to 0.19% across purchase, remortgage and product transfer.

Nationwide’s lowest rate is now 3.60% for new and existing customers looking to move home.

Lifetime mortgages and retirement interest-only lending both increased in Q3.

Chris Blewitt, head of intermediary distribution at Darlington Building Society, explains why lower headline salaries or a foreign passport do not equate to higher risk.

The team sees the addition of a regional lending manager, sales coordinator, and sales administrator.

The lender says developers are shifting to conversions amid planning delays.

Lloyds is committing a further £1bn for first-time buyers.

The new roles cover lending operations, customer onboarding, and portfolio management.

The typical first-time buyer home now costs 5.9 times average earnings – the lowest ratio since 2015.

Rates have been reduced by up to 0.47% across Kensington’s residential Select and core ranges.