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In the Spotlight with Steve Wilkie, Responsible Equity Release

Tyrie: depositor protection drop is "absurd"

Patrick Bamford: The American Dream - following the US example on FTBs

Richard Deacon: By any other name - when does lending become 'mainstream'?

Countrywide Director to join Bellpenny as CEO


London to hit targets after boom in home approvals

Residential REIT joins AIM

FTB transactions drop 18.1% as deposits rise

FTBs still outpace rest of market despite H1 drop

Mortgage Brain to launch secured loan sourcing system

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FCA reports £58.3m annual loss

The FCA made a loss of £58.3m for the year ended 31 March 2015 - in line with expectations according to its 2014/15 Annual Report.

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Latest Comments

We might wish that this change wasn't necessary, but understand that under EU law and as a reflection of the strength of the UK economy it is.

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michael moore
michael moore 02 Jul 2015

So 2 options to deal with the loss: First use some of the 1.4BN fine income or secondly put up industry fees which subsequently then have to be recovered from client fee income increases followed by the...

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Looking ahead, our chief concern is that UK mortgage borrowers face another wave of changes headed their way in the shape of the Mortgage Credit Directive.

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Buyers already struggle post the Mortgage Market Review now that lending is more conservative and it's unlikely that with house prices still rising in many places the Government would allow anything that...

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Long deferral and clawback will in some cases be essential to ensuring that rewards are more closely aligned to the maturity of the risk.

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Today's announcement from Legal & General is another important milestone as the equity release industry continues to shift into a higher gear.

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One thing is for sure, regulation is coming and the market two or three years from now is likely to be a very different one.

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We do not view this increase as a short term phenomenon - with interest rates unlikely to be hiked, and consumer finances improving, growth should continue into the second half of 2015.

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If, as this report suggests, the extent of the drop-off in annual prices between March and April is due to the price slowdown in London, this underlines quite powerfully the extent to which the capital...

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Encouragingly for first-time buyers they are paying less to service their mortgage than at any time since 2005 when the CML started measuring this.

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The proposed valuation changes are broadly helpful for SIPP operators as they’ll reduce the amount of work required each quarter.

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The latest indicators of economic activity have shown growth continuing, although the second estimate of GDP growth for the first quarter held the initial estimate of just 0.3% growth.

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In The Spotlight

In the Spotlight with Steve Wilkie, Responsible Equity Release

We spoke to Steve Wilkie, managing director at Responsible Equity Release, about the impact of MMR on the market and the myths of equity release. Read more


What’s in a name – broker or adviser – does it matter?

This is an interesting question, and one that I’ve been asked on a few occasions. And absolutely, Yes! It matters. Read more

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