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Top Stories

  • Govt to sell £3bn Lloyds shares

    Yesterday, Chancellor George Osborne furthered plans to return Lloyds Banking Group to private ownership by announcing that the government will sell part of its remaining shareholding in the firm. Read more

  • Property discounts at two year high

    33% of all UK properties currently on sale have seen their asking price lowered at least once since coming to the market, up from 27% in early 2014 and the highest proportion of discounting since August 2012. Read more

  • Income drawdown allowance falls to record low

    The maximum income that can be taken from income drawdown and fixed term annuity contracts will fall by 0.5% to 2% next month, the lowest permitted amount and its lowest level in over two years. Read more

  • CML predicts lending to hit eight year high

    CML's latest market forecasts have predicted that mortgage lending will ease back modestly in 2015 and thereafter broadly settle, reflecting uncertainties surrounding wider economic developments and housing activity. Read more

Latest News

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CML: Gross mortgage lending down 9%

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Only 24% of Brits can afford to retire

Retirees in danger of savings scams

Ageas and Virgin to launch home insurance range

Patrick Bamford: A healthier mortgage market - thanks to building societies

Skipton reduces fixed rates

Was 2014 a watershed year for alternative funding in the UK?

Dudley appoints new Head of Lending

TSB launches 10 year flexible fix

Popular This Week

Firms must report all complaints to FCA

The FCA have today published plans to reform the way complaints will be dealt with and reported.

Special Features

Was 2014 a watershed year for alternative funding in the UK?

The terms ‘challenger bank’ and ‘alternative funding’ were virtually unheard of before 2007. However, in recent years they have started to receive considerable attention, and their importance & influence on today’s financial landscape is undeniable.

Latest from Property Reporter

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93% of landlords unconfident making immigration checks

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Will peer-to-peer finance make mortgage lending more accessible?

Skipton reduces 3 and 5 year fixes

Calls for council planning budgets to be 'ring fenced'


Latest from Commercial Reporter

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Peer-to-peer to 'revolutionise' BTL lending

Connect Mortgage Club to offer second charge BTL

Virgin cuts buy to let for FTBs

BTL confidence will boost sector in 2015


Latest Comments

Glenn Stuart
Glenn Stuart 12 Dec 2014

A very open and honest assessment. It show's Norton Finance will be heading into 2015 with a clear vision after a very succesful 2014.

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This review shines the spotlight firmly on poor market practices – primarily people rolling over into the holding provider’s own annuity - and the resulting customer detriment. This is an issue many in...

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The vast majority of borrowers are opting for a fixed rate which is a no-brainer; while an interest-rate rise may still be some way off, fixed rates are just too good to turn down and continue to fall

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Homeowners with fixed-rate mortgages – representing 94% of buyers in October – also won’t be impacted by interest rate rises until their fixed period comes to an end. In today’s market of record low mortgage...

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In The Spotlight

In the Spotlight with Paul Stringer, Managing Director at Norton Finance

We spoke to Paul Stringer, Managing Director of Norton Finance, about the future of secured lending regulation and new products for 2015. Read more

Features

Was 2014 a watershed year for alternative funding in the UK?

The terms ‘challenger bank’ and ‘alternative funding’ were virtually unheard of before 2007. However, in recent years they have started to receive considerable attention, and their importance & influence on today’s financial landscape is undeniable. Read more

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