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  • Just in
    MCD: All remortgagors must undergo affordability assessments

    In the final rules for the Mortgage Credit Directive published today, the FCA stated that there was a "compatibility issue between the MCD and our existing responsible lending regime", and have changed the rules meaning that all consumers who re-mortgage with a new lender must have an affordability assessment, even if the consumer is not looking to borrow more. Read more

  • Just in
    FCA retracts proposed MCD rules for second charge lenders

    The FCA's final rules for the Mortgage Credit Directive have been published today, with the regulator having amended its original proposals on the requirement for second charge lenders to consider the impact of rate rises on the first charge mortgage. Read more

  • Registration opens for FSE Manchester

    Registration for FSE Manchester, the only financial services show to take place in the North West, is now open. Read more

  • Land Registry: house prices just £800 below 2007 peak

    The February Land Registry data shows an annual price increase of 6.5%, taking the average property value in England and Wales to £180,252 compared with the peak of £181,083 in November 2007. Read more

Latest News

Accord cuts FTB rates

Shareholders back £5.6bn Aviva and Friends Life merger


Halifax reduces rates across mortgage range

Kensington completes £497m securitisation

Annual house price growth continues to soften

Home affordability deteriorates to 2009 levels

FTBs make increasing sacrifices to get on the ladder

Treasury Committee: FCA has not learnt lessons from media blunder

FCA to raise fees by 8.4%

MAB profits up 31%

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FCA's Martin Wheatley faces growing MP backlash

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Special Features

Special Feature

The future for pensions in bankruptcy

In anticipation of the government’s pension reforms, the importance of financial advice has been widely discussed, with online information, forums and seminars for both advisers and retirees becoming increasingly popular.

Latest from Property Reporter

Just in
Average house prices a shade under 2007 peak according to Land Registry

Is the property ladder getting shorter?

House price growth declines for seventh consecutive month

The things your mum will throw out when you leave home

Latest from Commercial Reporter

Kensington completes £497m securitisation

TFC Homeloans adds Castle Trust to lender panel

NACFB Commercial Finance Expo sells out

Manchester bridging lender joins the AOBP

Latest Comments

Freelancer Financials
Freelancer Financials 27 Mar 2015

For us that's great news as their lending criteria is Contractor Friendly. They place no restrictions on occupation or earnings which is great news for contractors. We've already placed some of clients...

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Savers don’t seem to have any further good news for the near future, and can only wait for the Bank of England to increase the base rate. Even then, I am not entirely confident that savers will feel any...

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A six month high in the value of lending and a second successive rise in the number of approvals shows that there is plenty of life in the market.

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Once the General Election is behind us, the property market could put the pedal to the floor again.

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For the mortgage market this could mean we see a fall in the costs of fixed rates once more as SWAP rates edge down.

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We need to use every facility we have to create the best outcomes for advisers and their clients and this joining of technology and human being is the best we have to offer.

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The Help to Buy ISA will help some households but we must guard against a situation where house prices rise faster than savings – the fate suffered by previous interventions in this area.

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A new £1,000 Personal Savings Allowance for basic rate taxpayers shows that the Chancellor has come round to our way of thinking, just in time for the last Budget before the General Election.

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Most pensioners across the country will now be considering the best way to use their new freedom and it is likely that many will decide that property investment yields are a more attractive investment

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The newly-announced Help to Buy ISA will no doubt be eagerly received... However, the money could have been better spent addressing the fundamental problems of affordability, high prices and a lack of

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Another reduction in the lifetime allowance is scandalously counter-productive. This pre-election gimmick is a disincentive to save as much as possible for retirement– and therefore it could be harmful...

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Affordability constraints remain a factor for would-be borrowers, but we are still projecting lending to pick up over the next few months.

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In The Spotlight

Why I Love #FRAwards - Peter Brodnicki, Mortgage Advice Bureau

In last year's Financial Reporter Industry Awards, Peter Brodnicki won our Lifetime Achievement Award. Read more


The future for pensions in bankruptcy

In anticipation of the government’s pension reforms, the importance of financial advice has been widely discussed, with online information, forums and seminars for both advisers and retirees becoming increasingly popular. Read more

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