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Chelsea Building Society is offering customers with a 25% deposit a 1.49% two-year fixed rate mortgage as it launches its new range today. Read more
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West Brom Building Society has won a High Court case against a group of over 400 landlords after it increased rates on its buy-to-let tracker. Read more
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Virgin Money has today launched a new mortgage range that is available through all intermediaries registered with a Virgin Money national account. Read more
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Fleet Mortgages, the new buy-to-let and specialist lender, has today revealed it has completed on its first loan. Read more
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Post Office launches "challenger" brand
The Post Office has today announced the launch of its new brand, Post Office Money, which will bring together all of its financial products under one umbrella in a bid to become the UK’s leading financial service challenger.
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The rise and rise of the high LTV mortgage
According to whose figures you look at, the number of high loan-to-value mortgages has more than doubled from this time last year. To take a snapshot of the situation as it stands, there are currently 500 mortgage products at 90% LTV or more of which 124 offer 95% LTV.
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The slowdown we are seeing is largely psychological. People began to feel that prices were getting out of control in many areas and became cautious. We should be welcoming this trend, not decrying it.
view articleThe British MP who has in the past stated his passionate beliefs so eloquently and so publicly to uprate UK expat state pensioner's frozen pensions was Steve Webb, the current Minister of State for Pensions. Those...
view articleThe reasons for the subsequent drop are clear in light of changes to Funding for Lending. In January, the scheme ceased to apply to home purchase mortgages. The changes were implemented because house purchase...
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In The Spotlight
In the Spotlight with Steve Stone, Commercial Director at Vertex Financial Services
We spoke to Steve Stone, Commercial Director at Vertex Financial Services, about challenges facing the industry post-MMR, and the hot topics in the mortgage market at the moment. Read more
Features
The rise and rise of the high LTV mortgage
According to whose figures you look at, the number of high loan-to-value mortgages has more than doubled from this time last year. To take a snapshot of the situation as it stands, there are currently 500 mortgage products at 90% LTV or more of which 124 offer 95% LTV. Read more
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After a momentary stumble, mortgage lending is climbing firmly back to its feet as we turn the corner into 2015.
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