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Over half (58%) of occupational pension schemes are still undecided about whether they will enable their members to do so, with 15% saying they will offer no new flexibilities, according to research by pension consultancy Xafinity. Read more
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More people approaching retirement with small defined benefit pensions will be allowed to exchange them for a defined contribution pension pot without having to take authorised financial advice, following an announcement yesterday. Read more
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Yorkshire Building Society is launching a two-year 4.49% fixed rate mortgage for borrowers with a 5% deposit today. Read more
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From today, Scottish Widows Bank has cut the rates on its Professional and Flexible mortgage product range. Read more
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Equity release lending totalled £365.7m in Q4 2014, making it a record-breaking year for the industry, with total lending reaching almost £1.4bn.
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AMI is delighted that Treasury has listened to the voice of the broker and made changes to take brokers out of the scope of the consumer credit regime for unregulated buy-to-let loans. In addition the
view articleThe decision of the ECB to commence quantitative easing starting with €60bn per month from March 2015 until September 2016 represents an important step in helping to put the eurozone economy on a firmer...
view articleThis high level of consumer demand shows no signs of slowing in 2015, as borrowers make the most of the fierce inter-lender competition that has brought mortgage rates down to historic lows.
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In The Spotlight
In the Spotlight with Steve Stone, Commercial Director at Vertex Financial Services
We spoke to Steve Stone, Commercial Director at Vertex Financial Services, about challenges facing the industry post-MMR, and the hot topics in the mortgage market at the moment. Read more
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A sustainable approach to equity release
Equity release lending totalled £365.7m in Q4 2014, making it a record-breaking year for the industry, with total lending reaching almost £1.4bn. Read more
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The reasons for the subsequent drop are clear in light of changes to Funding for Lending. In January, the scheme ceased to apply to home purchase mortgages. The changes were implemented because house purchase...
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