Pepper launches 30-month fixed rate

Pepper launches 30-month fixed rate

Pepper Homeloans has launched a limited edition residential mortgage offering 30-month fixed rates.

All rates are fixed for 30 months from completion and start from 2.93% to 70% LTV.

Other rates include a 75% LTV at 3.23%, 80% LTV at 3.63% and an 85% LTV at 3.78%.


All loans are available for residential purchase and remortgage and come with free legals on remortgages and a £995 completion fee.

ERCs are permitted at 3% in the first 12 months and 2% in the following 18 months.

Rob Barnard, Sales Director of Pepper Homeloans, said: “The combination of highly competitive fixed rates and a 30-month period makes this product particularly attractive at a time when there is growing speculation about a possible increase in interest rates next year.

“We don’t use credit scoring and all applications are individually assessed by a skilled underwriter.”

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