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The service ensures rental payments are recognised on their credit report, solving a long-standing inequality in the credit system.

The bank is now offering 16 residential mortgage deals below 5%.

The research reveals significant gaps in UK adults' understanding of changes to the tax system and their confidence in planning for their financial futures.

Foundation says this creates an opportunity for brokers to review clients’ wider borrowing needs.

The lender has reduced all two and five-year fixed rates across its standard buy-to-let range.

Rates have reduced by up to 0.25% across the lender's core, specialist and product transfer ranges.

The lender is also relaunching its ‘switch to fix’ feature for discounted variable products.

The lower headline rates available through the 5% fee products may help landlords meet interest coverage ratio requirements.

The new mortgage range offers brokers more options for limited company landlords, including first-time investors and those with no minimum personal income.

Mab says the rebrand reflects an evolution "beyond the mortgage" to supporting people throughout the homeownership journey.