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Industry experts are now unsure whether another rate cut will come before the end of the year.

Rachel Geddes, strategic lender relationship director at Mortgage Advice Bureau, explores how advisers can expand their lender knowledge and confidently place a wider range of cases.

The initiative is designed to support first-time buyers with upfront costs such as moving expenses, white goods, or furnishing their first home.

Constantinos Savvides, head of underwriting at London Credit, says by revisiting developer clients and asking how repayment will be managed if sales take longer than planned, brokers...

Both have worked in the Society’s intermediary sales team since it was created in 2016.

Four in five brokers encounter vulnerable clients, but over half of lenders have not received a single disclosure in the last 12 months.

One in four self-employed workers believe they have been turned down for a mortgage for reasons such as fluctuating earnings and multiple income streams.

Typical mortgage payments have climbed by nearly half in the last five years. 

Buying intentions have also rebounded, with 52% of landlords intending to purchase new rental properties in the next 12 months.

Allica can now lend against a broader range of assets.