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The lender has reduced rates across dozens of products.

Conversely, demand for remortgaging is expected to increase as 1.8 million mortgages matured in 2025.

Mark Eaton, chief operating officer at April Mortgages, warns that 2026 could be the year direct exclusive pricing stops being taboo and starts being normal.

Both near-term and twelve-month sales expectations turn significantly more positive.

The ‘Super Prime’ and ‘Specialist’ ranges offer rates from 5.39%.

more2life has also relaunched Apex Interest Reward, which offers interest rate discounts for making monthly interest payments.

The report says the family home should not be ruled out of consideration - especially where liquidity is limited.

The enhanced proposition brings residential development finance and development exit funding into one integrated structure.

The tool allows brokers to identify the right mortgage products without leaving their CRM.

Moloney will lead OSB Group’s digital and AI strategy for intermediaries.