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Former pensions minister Steve Webb says the proposals raise several questions of fairness.

The change enhances affordability for borrowers with complex or non-standard income profiles.

The winners of the Mortgage Industry Marketing Awards (MIMAs) 2025 were revealed yesterday during a dedicated awards ceremony at The Camden in London.

Industry experts say the figures illustrate the market's resilience in the face of wider economic and political concerns.

Grant Hendry, director of sales at Foundation Home Loans, says the complexity of expat borrowing means the traditional, one-size-fits-all approach to lending rarely works.

The Society says the unified approach will deliver a 'faster, smarter service'.

The cuts follow a reduction to the minimum income required for enhanced LTI ratios through First Time Buyer Boost.

HSBC UK marks £500m in broker-led lending to SMEs in 2025.

Only two in every five of the lenders polled were confident their servicing teams were ready to deal with the results of an increasingly volatile economic environment.

More than 220,000 new mortgages were approved, representing 31% of all market approvals.