All Mortgages Stories

Santander launches new residential and BTL remortgage rates

Santander launches new residential and BTL remortgage rates

From Wednesday, Santander is launching a new range of buy-to-let remortgage products which it says are the lowest currently available on the market, alongside new residential fixed-rate products.

24 Apr 2017

Mortgage Trust launches lowest ever rates

Mortgage Trust launches lowest ever rates

Mortgage Trust has launched three new limited edition buy-to-let products at its lowest ever rates.

24 Apr 2017

Gap between high and low LTV bands widens by 0.31%

Gap between high and low LTV bands widens by 0.31%

Despite average mortgage rates falling across the market, the gap between the 60% LTV and 95% LTV bands has expanded by 0.31% in just six months, according to Moneyfacts data.

24 Apr 2017

FCA introduces new mortgage arrears guidance for lenders

FCA introduces new mortgage arrears guidance for lenders

The FCA has introduced new rules for mortgage customers with payment shortfalls after an investigation found that approximately 750,000 had been affected by the way firms calculate their monthly mortgage payments.

24 Apr 2017

The Mansfield launches “fee light” two-year fixes

The Mansfield launches “fee light” two-year fixes

Mansfield Building Society has launched a new two-year fixed rate range up to 80% LTV at 1.75%, available for residential house purchase or remortgage.

21 Apr 2017

In the Spotlight with Robert McCoy, TMA Mortgage Club

In the Spotlight with Robert McCoy, TMA Mortgage Club

We spoke to Robert McCoy, Senior Product & Business Manager at TMA Mortgage Club, about the changing demographic of over 60s and the flexible benefits of lifetime mortgages that all advisers should know.

21 Apr 2017

BoE should ease 3% mortgage affordability tests: CML

BoE should ease 3% mortgage affordability tests: CML

The CML has urged the Bank of England's financial policy committee to ease back on rules that require mortgage affordability to be assessed on the basis that interest rates could rise by 3% during the first five years.

21 Apr 2017

Stamp duty - the second hurdle for first-time buyers

Stamp duty - the second hurdle for first-time buyers

Dinner party conversations or chats with friends and acquaintances are not the best source of evidence should you be wishing to identify significant trends within any market – particularly the UK housing one – but they can give you a feel for what it’s like ‘out in the field’. It may well only give you a very local feel for how the market might be, and of course you’ll probably be interacting with a specific demographic group, but this anecdotal evidence can provide some insight.

21 Apr 2017

Mortgage sales soar 15.7% in March

Mortgage sales soar 15.7% in March

Northern Ireland saw the highest regional mortgage sales growth in March with a 21% increase on February, according to Equifax Touchstone research.

21 Apr 2017

YBS launches lowest ever 0.89% mortgage rate

YBS launches lowest ever 0.89% mortgage rate

Yorkshire Building Society has launched the lowest mortgage rate ever available in the UK at 0.89%.

21 Apr 2017

 

Accord doubles cashback offer

Accord doubles cashback offer

Accord Mortgages is giving borrowers a helping hand by doubling the amount of cashback on offer across its mortgage range.

20 Apr 2017

TFC adds Equifinance to panel

TFC adds Equifinance to panel

Packager TFC Homeloans has joined forces with Equifinance, adding the lender to its second charge mortgage lender panel.

20 Apr 2017

Sesame and PMS launch exclusive product via Skipton

Sesame and PMS launch exclusive product via Skipton

Sesame and PMS have launched an exclusive two year fixed rate mortgage product to appointed representatives of its network and members of its mortgage club via Skipton Building Society, which is available for purchase customers up to 75% loan to value.

20 Apr 2017

Annual mortgage lending growth stalls in March

Annual mortgage lending growth stalls in March

The Council of Mortgage Lenders estimates that gross mortgage lending reached £21.4 billion in March - 19% lower than March last year.

20 Apr 2017

Remortgage activity 'rallies' in March: Connells

Remortgage activity 'rallies' in March: Connells

Remortgaging activity rose to 21% of the valuations market in March, increasing from 15% in March 2016, according to the latest research from Connells Survey & Valuation.

20 Apr 2017

Foundation Home Loans launches residential lending

Foundation Home Loans launches residential lending

Foundation Home Loans, the specialist lender, has today launched into residential lending.

20 Apr 2017

Mortgage costs continue to stabilise

Mortgage costs continue to stabilise

The cost of mortgages remain at record lows but, with little movement seen over the past three months, recent analysis from Mortgage Brain reveals that the cost of most mainstream mortgages continue to show signs of stabilisation.

19 Apr 2017

Magellan to distribute products via Brilliant Solutions

Magellan to distribute products via Brilliant Solutions

Magellan Homeloans has announced it will distribute its range of mortgage products via Brilliant Solutions.

19 Apr 2017

Marsden BS launches over 40 new products in range refresh

Marsden BS launches over 40 new products in range refresh

Marsden Building Society has refreshed its entire product range with new products across its residential, buy-to-let and older borrower portfolios.

19 Apr 2017

Majority of aspiring first-time buyers 'confident'

Majority of aspiring first-time buyers 'confident'

The latest analysis from My Home Move has found that the majority of people who are yet to set foot on the property ladder are ‘hopeful and confident’ about their chances.

19 Apr 2017

46% support downsizing initiative to free up homes for younger buyers

46% support downsizing initiative to free up homes for younger buyers

Nearly half (46%) of respondents to a survey commissioned by Equifax said that they would support a government incentive to encourage older homeowners to downsize their properties to free up space for younger buyers.

18 Apr 2017

House prices rise 3.3% in March: Your Move

House prices rise 3.3% in March: Your Move

The average house price in the UK rose to £301,278 in March, according to Your Move's England and Wales House Price Index.

18 Apr 2017

Leeds BS launches new cashback 2-year fixes

Leeds BS launches new cashback 2-year fixes

Leeds Building Society is launching two new fixed rate mortgages offering £750 cashback.

18 Apr 2017

The Mortgage Lender announces partnership with Ingard

The Mortgage Lender announces partnership with Ingard

The Mortgage Lender has added Ingard as one of its distribution partners.

18 Apr 2017

FCA makes closer look at interest-only a priority

FCA makes closer look at interest-only a priority

The FCA have today released their Business Plan document, which stated that the regulator would be looking closely at the interest-only market as a priority.

18 Apr 2017

Principality cuts rates on two 2-year fixes

Principality cuts rates on two 2-year fixes

Principality Building Society has cut rates on two 2 year fixed rate residential mortgage products.

18 Apr 2017

In the Spotlight with John Phillips, Just Mortgages and Spicerhaart

In the Spotlight with John Phillips, Just Mortgages and Spicerhaart

We spoke to John Phillips, group operations director at Just Mortgages and Spicerhaart, about self-employed borrowers and talk of more lenders coming to the market in the next 12 to 18 months.

15 Apr 2017

Lenders less willing to lend to low equity borrowers: BoE

Lenders less willing to lend to low equity borrowers: BoE

Lenders have reported a reduction in their willingness to lend to borrowers with housing equity worth less than 10% of the value of their home.

13 Apr 2017

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