All Mortgages Stories

Accord launches £495 fee remortgage range

Accord launches £495 fee remortgage range

Accord Mortgages has launched three new remortgage rates with a £495 fee and additional features including £500 cashback on completion, free standard valuation and free legal fees.

18 Aug 2017

Pepper partners with Intrinsic

Pepper partners with Intrinsic

Pepper Homeloans has been appointed to the mortgage lender panel of Intrinsic Network.

18 Aug 2017

The Mansfield reports record mortgage lending as pipeline doubles

The Mansfield reports record mortgage lending as pipeline doubles

Mansfield Building Society has reported its highest ever volume of monthly applications in March and its highest ever month of completions in June, as part of its H1 results.

17 Aug 2017

Pepper adds Paradigm to distribution network

Pepper adds Paradigm to distribution network

Pepper Homeloans has extended its distribution network to include Paradigm Mortgage Club.

17 Aug 2017

OneSavings Bank outlines approach to PRA buy-to-let changes

OneSavings Bank outlines approach to PRA buy-to-let changes

OneSavings Bank has announced its new lending criteria for portfolio landlords ahead of the upcoming PRA changes to portfolio landlords.

17 Aug 2017

Tesco Bank launches five-year fixed remortgage range from 1.94%

Tesco Bank launches five-year fixed remortgage range from 1.94%

Tesco Bank has introduced two new five-year fixed rate remortgage products which it says are currently the lowest rates available on the market.

17 Aug 2017

HSBC to launch new broker platform with immediate DIP

HSBC to launch new broker platform with immediate DIP

HSBC has announced plans to further grow its broker distribution channel with a new intermediary platform.

17 Aug 2017

Principality expands new build range with BTL and 90% LTV lending

Principality expands new build range with BTL and 90% LTV lending

Principality Building Society will now lend up to 90% LTV on residential mortgages for all new build houses and flats in England and Wales, up from its previous limit of 85% LTV.

16 Aug 2017

A lender's obligation to mortgage prisoners

A lender's obligation to mortgage prisoners

It’s such an irony that MMR and MCD were implemented to provide more robust and responsible practices in order to protect consumers against ‘predatory lending’, and yet we find ourselves in the situation where it’s increasingly common to find clients who are currently sat on their lenders’ SVR, paying a good few per cent over base - some clients remain on interest only mortgages even though they would benefit from switching to a lower rate and/or capital repayment – although in many cases, due to affordability criteria aren’t able to switch to their lender’s restrictions, despite never being in arrears with their mortgage and handling their personal finances in a responsible manner.

16 Aug 2017

BTL mortgage rates see further reductions

BTL mortgage rates see further reductions

Over the past three months, most mainstream buy-to-let mortgage products saw further rate and cost reductions, according to Mortgage Brain data.

16 Aug 2017

 

Gifted deposits to first-time buyers down 5%

Gifted deposits to first-time buyers down 5%

The number of first-time buyers and investors using gifted deposits has fallen by almost 5% and 3% respectively in the last two years, according to My Home Move research.

16 Aug 2017

New Street revamps lending criteria

New Street revamps lending criteria

New Street Mortgages has overhauled its buy-to-let proposition, with a number of key changes to criteria.

15 Aug 2017

TMA launches exclusive fee free remortgage via Melton BS

TMA launches exclusive fee free remortgage via Melton BS

TMA Mortgage Club has partnered with The Melton Building Society to offer its members an exclusive fee free 75% LTV discounted rate remortgage.

15 Aug 2017

Shawbrook launches 55 Plus product with Equity Release Supermarket

Shawbrook launches 55 Plus product with Equity Release Supermarket

Shawbrook Bank's 55 Plus interest-only mortgage will now be available via Equity Release Supermarket's retirement mortgage comparison service.

15 Aug 2017

First-time buyer market soars 26% in June: UK Finance

First-time buyer market soars 26% in June: UK Finance

First-time buyers borrowed £5.9bn in June - up 26% on the previous month and 9% on June 2016 - as the buy-to-let market has continued to stagnate, according to UK Finance data, formerly published by the CML.

15 Aug 2017

Skipton revises BTL affordability ahead of PRA deadline

Skipton revises BTL affordability ahead of PRA deadline

Skipton Building Society has announced two key changes to its existing buy-to-let lending criteria ahead of the new PRA portfolio landlord rules coming into force from 30 September.

15 Aug 2017

Building societies take quarter of gross mortgage lending share

Building societies take quarter of gross mortgage lending share

Data released by the Building Societies' Association today shows that mortgage lending by building societies accounts for over a quarter of lending in Q1.

14 Aug 2017

FTBs need good advice to beat expensive rental market, say Choice Finance

FTBs need good advice to beat expensive rental market, say Choice Finance

Buying rather than renting will, with the right advice, set British FTBs up for a 'double win', Choice Finance has said today.

14 Aug 2017

Parents 'must be aware' of hidden costs in helping children with deposits

Parents 'must be aware' of hidden costs in helping children with deposits

Parents need to be aware of a wide range of unexpected costs and risks when helping their children with a house deposit, according to new research from mutual insurer Royal London.

14 Aug 2017

Remortgage rates creep up in Q1: Moneyfacts

Remortgage rates creep up in Q1: Moneyfacts

Remortgage customers have been able to benefit from some of the lowest rates ever seen, in recent months, yet research from Moneyfacts shows that time may be up for these competitive deals.

14 Aug 2017

Scottish Widows expands remortgage range

Scottish Widows expands remortgage range

Scottish Widows Bank has announced this morning that it has launched new rates on its Flexible remortgage products as well as expanding its product range.

11 Aug 2017

Lloyds announce new-build lending extension

Lloyds announce new-build lending extension

From today, Lloyds Banking Group will implement changes to its lending policy on new-build properties including extending its cap on new build mortgages available through Halifax.

11 Aug 2017

Natwest announce three figure rate reductions on select BTL products

Natwest announce three figure rate reductions on select BTL products

NatWest has announced today that it has introduced several 'significant' rate reductions across its core BTL range in addition to reducing the product fees by £1,000 on several buy-to-let products.

11 Aug 2017

BTL Hub launches at TMA

BTL Hub launches at TMA

TMA has announced that in order to support advisers ahead of the upcoming PRA changes, it has launched a purpose built website - the ‘BTL Hub’.

10 Aug 2017

Mortgage arrears at lowest level in 23 years

Mortgage arrears at lowest level in 23 years

According to the latest report from UK Finance, the number of mortgages in arrears of 2.5% or more of the outstanding balance declined to 88,200 in the second quarter of this year, the lowest level since at least 1994 when this run of data began.

10 Aug 2017

Positive Lending adds Mansfield to lending panel

Positive Lending adds Mansfield to lending panel

Specialist packager, Positive Lending, has announced that they have continued to expand their mortgage lending panel with the addition of Mansfield Building Society.

10 Aug 2017

L&G becomes biggest lifetime mortgage provider in H1

L&G becomes biggest lifetime mortgage provider in H1

Legal & General Home Finance was the largest provider of lifetime mortgages in H1 2017, achieving a market share of 30% across the first six months of the year, according to its H1 results released today.

09 Aug 2017

NatWest to overhaul buy-to-let proposition

NatWest to overhaul buy-to-let proposition

NatWest Intermediary Solutions has confirmed its approach to the PRA's new underwriting standards for portfolio landlords and has announced that it will be making several changes to its overall buy-to-let proposition in Q4.

09 Aug 2017

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