Starting today, Clydesdale Bank’s FTB products include a two-year fixed rate at 3.59% up to 95% LTV.
Three-year fixed rates start from 2.89% up to 90% LTV and 3.99% at 95% LTV.
All products have no arrangement fee and free valuation.
The bank can lend up to five times the income (sole or joint) of mortgage applicants, dependent on overall affordability.
The bank is also reducing rates across its mortgage range by up to 0.50%.
Two-year fixed rates now start from 1.34% at 75% LTV.
Five-year fixes are available from 2.04% at 75% LTV, rising to 2.19% at 80% LTV.