FTB two-year fixed rates are now 2.39% at 75-85% LTV, 3.68% at 85-90% LTV and 4.69% at 90-95% LTV, all with a £495 fee.
FTB five-year fixed rates are 4.14% at 80-85% LTV and 4.49% at 85-90% LTV.
For home movers, two-year fixes have been reduced by 0.3% with rates from 2.44%, while 75-85% LTV 2 year fixed rate products for remortgage have been reduced to 2.49%.
Five-year fixed rate products for home movers offer rates from 4.14% up to 85% LTV and 4.49% up to 90% LTV.
Five-year fixed rate remortgage products have been reduced by 0.1% with rates from 4.09% (£495 fee).
Craig McKinlay, Mortgages Director at Halifax, said:
“The reduction of rates within our two and five-year range demonstrates our ongoing dedication to helping homemovers and customers planning to remortgage save money by taking out a mortgage with Halifax.
“In addition to our current 1% cashback offer, these reductions further supports our commitment to helping one in four first-time buyers in 2015.”
