The rates, available now, are open to borrowers with a 40% deposit and have a £1999 booking fee:
- 2-year fixed - 1.79%
- 5-year fixed - 2.78%
- 7-year fixed - 3.49%
- 10-year fixed - 3.99%
HSBC is also launching its lowest ever 2 year discount rate at 60% LTV at 1.75% with a £1,999 fee.
In addition, HSBC is lowering rates on mortgages for customers with a 10% deposit. These rates are fee-free for HSBC current account holders or have a £599 booking fee for non-current account holders:
- 2-year fixed - 4.15%
- 5-year fixed - 4.65%
- Lifetime tracker - 4.39%
Peter Dockar, HSBC Head of Mortgages, said:
"Last year we approved a record £19.5bn to UK mortgage borrowers and we will continue to support our customers by offering them competitive rates to help fund their property aspirations."