All of the deals are available to both purchase and remortgage customers and the range includes a raft of new mortgage products available with no product fee. The remortgage deals offer Northern Rock’s usual incentive of a free basic valuation and free standard legal costs.
- A 2-Year Fixed rate deal with no product fee is available at 3.34% for those with a 30% deposit (70% LTV).
- A 3-Year Fixed rate mortgage with no product fee is now 3.99% up to 70% LTV, and a 5-Year deal without a product fee is 4.49% up to 70% LTV.
For customers who choose to pay a product fee there is a new 2-Year Fixed rate deal at 3.05% up to 70% LTV wth a £995 fee, or a 2-Year Fixed rate is available at 2.89% up to 70% LTV for a higher product fee of £1,595.
For customers looking for an LTV of up to 75%, a 2-Year Fixed rate is available at 3.09% with a £1,595 product fee. (Maximum loan size is £250,000 on deals with a £1,595 product fee.)
Everyday mortgages offer customers simple, straightforward mortgage deals with competitive rates and the ability to make overpayments of up to 10% each year, as well as the option to apply for payment holidays.