"Customers with large loan needs typically have higher than average incomes, which can often be complex in nature and don’t lend themselves to standard mortgage products."
Skipton Bespoke is designed to help brokers who have clients with unique requirements when it comes to applying for mortgages over £1m.
The service is tailored to meet brokers’ client’s needs, allowing them to not only choose, but to mix and match key product elements to create their own unique mortgage. Clients will be able to choose the product term, fee and blend of product incentives they require to best suit their needs.
The service also offers flexible underwriting by an experienced larger loan team who will work closely with brokers to ensure all cases are individually assessed and brokers are updated straight away; a dedicated support team to answer any questions; and direct access to Skipton Building Society’s Product Team to help design the exact product for the client.
Kris Brewster, Skipton’s Head of Products, said: “This proposition really emphasises the undeniable importance we place on having great relationships with our brokers. They’ve told us what they need, and we’ve listened. We’ve combined Skipton’s expertise with advice from market specialists to develop this fantastic proposition, as we know not everybody’s circumstances are the same. Customers with large loan needs typically have higher than average incomes, which can often be complex in nature and don’t lend themselves to standard mortgage products.
“Skipton Bespoke allows brokers and their clients to design a mortgage suited to their individual needs, a unique offer which fits brilliantly with our Real Life Lending commitment and our guaranteed ‘five star level of service’ pledge to brokers. And as part of this, bespoke service, brokers will get a premium level of support, giving them direct access to our dedicated team of IRMs, underwriters, product managers and telephone support consultants support team. This really is a tailored service to meet their needs and it is completely on its own in the marketplace.”
