A number of improvements have been made for customers at higher LTVs, with rate reductions to selected fixed rates. This includes a two-year fixed rate product at 3.48% up to 85% LTV with a £995 product fee; and a competitive two-year fixed rate at 2.99% up to 80% LTV with a £995 product fee.
Virgin Money Fee Saver products, which have no product fee, have also been improved, with a two-year fixed rate at 4.49% up to 90% LTV and a two-year fixed rate at 3.75% up to 85% LTV.
Virgin Money continues to offer mortgages for customers with larger deposits, with a two-year fixed rate at 2.28% up to 60% LTV, and a three-year fixed rate at 2.69% up to 70% LTV, both with a £995 product fee.
Virgin Money has also announced reductions to selected fixed rate and tracker products within its buy-to-let mortgage range with fixed rates starting from 2.79% with a 2.5% fee. These include a two-year fixed rate at 3.98% up to 75% LTV with a £995 product fee and a two-year tracker at 3.28% up to 70% LTV, also with a £995 product fee.
