Available from today, new residential rates include a new two-year fix at 2.84% up to 90% LTV for first time buyers with no product fee and £1,000 cashback.
Virgin's two-year flexible tracker is now at 1.69% up to 65% LTV with a £995 fee, free valuation and legal fees for remortgages.
Five-year residential fixed rates up to 65% LTV are now available from 1.89% and come with a £995 fee, £300 cashback for purchases, free valuation and legal fees for remortgage.
Help to Buy Equity five-year fixed rates start at 2.59% up to 75% LTV.
New buy-to-let products include a two-year fixed rate at 60% LTV reduced to 1.59% with a £1,995 product fee and £500 cashback.
Peter Rogerson, Virgin Money’s Commercial Director for Mortgages, said: “To kick off the year we have launched a new range of red hot mortgage products that offer competitive rates to help homebuyers get onto the property ladder, support those looking to move home and a great deal for landlords.”
