A number of improvements have been made for customers at lower LTVs, with rate reductions to selected fixed rates and trackers. This includes a two-year fixed rate product at 1.94% up to 60% LTV with a £995 product fee; and a competitive two-year Tracker at 1.89% up to 70% with a £995 product fee.
Virgin Money Fee Saver products have also been improved, with a two-year fixed rate at 2.39% up to 70% LTV with no fee and a two-year fixed rate at 2.55% up to 75% with no fee.
Virgin Money continue to offer mortgages for those customers with smaller deposits, with a two-year fixed rate Fee Saver product at 4.45% up to 90%, and a five-year fixed rate at 5.49% up to 95% with no fee.