- All 75% LTV and 85% LTV fixed and tracker mortgages have seen a rate reduction of up to 0.30%.
- Headline products include a 75% LTV two-year fixed rate mortgage at 3.24% and 75% LTV three-year fixed rate mortgage at 3.49%, both with £995 fees.
- Lower fee options and products with incentives, including free legal assistance and cashback on completion, are also available, plus offset variants.
Yorkshire Building Society Group's Direct Mortgage Manager Chris Smith said:
"Whether borrowers want the security of a fixed rate product or the flexibility of a tracker mortgage, these rate reductions will result in significantly lower repayments for borrowers.
"We are constantly reviewing our mortgages to make sure we continue to offer competitive products at the same time as the excellent service our customers expect and deserve.
"It is important to note that, as a responsible lender, we have made reductions at higher LTV levels and are not just cutting rates for those with large deposits.
"Together with our existing range of competitive 90% LTV mortgages, our portfolio offers a huge variety of options for first-time buyers as well as other house purchasers and those remortgaging their property."
Last month the Yorkshire announced in its half-yearly results that gross mortgage lending had increased by 58% compared to the same period last year.
