Investment ideas for both the accumulation and decumulation phases of retirement will be discussed to help clients plan their retirement in a tax-efficient way.
Technical Connection’s Tony Wickenden said:
"The recent changes to pensions legislation have dramatically affected the options available at retirement and will as a result also influence investment strategies pre-retirement.
Until this year though, pensions changes have largely been about the government limiting the amount that can be invested into the tremendously tax-efficient environment that registered pensions provide.
"For increasing numbers, investing for retirement is likely to incorporate more than just traditional pensions. Economic and social conditions are having an important impact on the way we retire these days. The ending of compulsory retirement ages, lower returns, and inadequate pension provisions are all changing the way we think and act in relation to retirement.
"Most recently, the changes to how you can take your benefits from a registered pension and how your fund can be paid on to dependents following your death are really causing many to think again about how they save and how they acccess their savings when they need to."
