Fleet Mortgages has launched a new range of Renters’ Rights Act resources designed to help advisers support landlord clients as the next stages of the legislation are introduced.
The new resources are available through a dedicated Renters’ Rights Act page on the Fleet website and have been developed to provide advisers with practical information about the changes, key dates and areas they may wish to discuss with landlord borrowers.
The launch follows the government’s announcement earlier this month setting out further details of phase two of the Renters’ Rights Act and the introduction of its new ‘Register your rental property’ service.
That service will be introduced regionally across England, beginning with the West Midlands on 15th December 2026. The East of England follows on 15th January 2027, with a new region being added each month until the South West becomes the final region to enter the scheme on 15th August 2027.
Landlords will have three months from the relevant regional start date to register properties which are let, or become let during the rollout period. Registration will cost £65 per property each year, and landlords will be required to provide a range of property, tenancy, rent and health and safety information.
Fleet says the latest announcement provides advisers with another reason to contact landlord clients, particularly given the additional costs and requirements they will need to plan for across their portfolios.
The lender will continue to review and update its Renters’ Rights Act resources as further information on the implementation of the legislation becomes available.
Steve Cox, chief commercial officer at Fleet Mortgages, commented: “The Renters’ Rights Act represents a major change for landlords, and the government’s announcement this month means we now have much more detail about the next stage and exactly when landlords across England will need to act.
“The registration service is particularly important because we now know the regional timetable, the three-month registration periods and the £65 annual cost for every property. For portfolio landlords in particular, that cost can quickly add up, while there is also a considerable amount of information they will need to have ready for each property.
“We have produced these resources because we believe advisers have an important role to play in helping landlord clients understand what is changing and what it might mean for their businesses. This does not mean advisers need to become experts on every part of the legislation, but they can make sure their clients are aware of what is coming and point them towards the right information.
“There is also a wider advice opportunity here. Changes to costs and regulation can prompt landlords to review individual properties, their portfolio structure, future purchases and their financing arrangements, and these are all conversations advisers are well placed to have.
“Our Broker Conversations resource is specifically designed to help with this. Rather than simply providing information about the Act, we want to give advisers practical ways to start those discussions, questions to raise, plus information to help them understand what their landlord clients may need from them over the months and years ahead.
“The Renters’ Rights Act will continue to develop and further requirements are still to come, so this will not be a one-off exercise. We will continue to update our resources as more detail becomes available and help advisers keep those conversations going with their landlord clients.”
