Halifax launches sub-4% remortgage rates with cuts of up to 0.34%

The lender has also trimmed purchase rates by up to 0.09%.

Related topics:  Remortgage,  Halifax
Rozi Jones | Editor, Financial Reporter
1st May 2025
Halifax Bank

Halifax has announced rate reductions across its purchase and remortgage ranges.

Homebuyer rates have seen reductions of up to 0.09%, with larger cuts of up to 0.34% across its remortgage products.

In Halifax's remortgage range, a 1.5-year fixed rate at 85% LTV is down by 24bps to 4.52% with a £1,499 fee.

In its two-year remortgage range, 60% LTV rates are down by up to 34bps and now start from 3.79% with a £1,999 fee, 4.04% with a £999 fee, and 4.51% fee-free.

A three-year fix at 60% LTV is down by 0.23% to 4.05% with a £999 fee.

Five-year fixed rates have reduced by up to 0.32%, now starting from 3.88% at 60% LTV with a £1,999 fee, 3.98% with a £999 fee, and 4.19% fee-free.

10-year remortgage rates at 60% LTV are down by 24bps, available at 4.59% with a £999 fee and 4.76% fee-free.

Halifax follows other high street lenders including HSBC and Barclays, which both launched sub-4% products this week.

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