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Previously, the Bank required customers who were buying a property in this way to contribute a minimum 5% deposit from their own personal funds.

Rachel joins from The Exeter, where she is national account manager.

Lucy will support the development of broker relations across the South and South East.

Standard buy-to-let rates now start from 3.05% for UK residents.

The Society says the new initiative provides brokers with a practical opportunity to engage with clients.

The OBR has previously estimated that it is lower earners who will reduce their contributions by the most.

A third of leaders say they do not know who should be accountable for AI-driven outcomes affecting vulnerable customers.

Lee has worked in business development for Coventry and Earl of Shilton Building Societies.

Rates have reduced by up to 0.12%, with a particular focus on first-time buyer products.

Many of the latest reductions focus on high-LTV products.