Patrick Bamford, head of international business development at Qualis Credit Risk, highlights just how sensitive the high LTV mortgage sector is to funding and policy...

Both have worked in the Society’s intermediary sales team since it was created in 2016.

Patrick Bamford, head of international business development at Qualis Credit Risk, says buyers with completion dates before the end of October might be asking their conveyancers to...

Patrick Bamford, head of international business development at Qualis Credit Risk, says the first-time buyer market is an environment which has shifted emphatically in recent...

Patrick Bamford, head of international business development at Qualis Credit Risk, explores the FCA's recent Discussion Paper on improving access to first-time buyer mortgages.

Patrick Bamford, head of international business development at Qualis Credit Risk, says that while it’s encouraging to see product growth at 95% LTV and above, we must continue...

Patrick Bamford, head of international business development at Qualis Credit Risk, says low unemployment, growing incomes and the anticipation of further mortgage rate falls will have...

Patrick Bamford, head of international business development at Qualis Credit Risk, says it has become even more vital to have a strong array of high LTV mortgage options available to...

Patrick Bamford, head of international business development at Qualis Credit Risk, explores how the first-time buyer market might adapt following April's stamp duty changes and where...

Patrick Bamford, head of international business development at Qualis Credit Risk, believes a combination of lower rates and the potential for regulatory easing could boost first-time...