Bluestone has reduced rates on all of its fixed rate residential and buy-to-let mortgages

MAB's research found that just one in 10 homeowners have talked to a mortgage adviser about their EPC rating.

The news follows Tandem's recent partnerships with SimplyBiz and Primis.

Tandem Bank’s range of specialist mortgages includes rate reductions for customers with properties that have an EPC rating of A, B or C.

Two-year fixed rates have seen cuts of between 41bps and 72bps.

The month ended with over 13,457 products and variants available, up 4.6% compared to the end of the prior month.

Matthew Cumber, managing director at Countrywide Surveying Services, discusses the possible path for mortgage rates and the wider market in 2023.

Despite the fall, November was still the ninth-busiest month ever for total mortgage searches.

Rates now start at 5.49% for 65% LTV five-year fixes.

Mark Whitear, director of commercial development at Foundation Home Loans, discusses the ongoing part the housing and mortgage markets have to play in tackling the climate emergency.