United Trust Bank appoints head of clubs and networks

Brad joins UTB from Pepper Money UK where he spent the last four years as national key account manager.

Related topics:  united trust bank,  New Hire
Rozi Jones | Editor, Financial Reporter
16th June 2026
Brad Rhodes UTB

United Trust Bank has appointed Brad Rhodes as head of clubs and networks for mortgages, buy-to-let and bridging.

Brad joins UTB from Pepper Money UK where he spent the last four years as national key account manager, working closely with mortgage networks, clubs, packagers and intermediary firms. Prior to Pepper, Brad held senior intermediary relationship roles with Platform and Santander.

In his new role, Brad will be responsible for developing and strengthening strategic relationships with mortgage clubs, networks and key distribution partners across UTB’s residential mortgage, buy-to-let, bridging and second charge lending businesses. The Bank says he will play a key role in helping more intermediaries access its range of specialist lending solutions.

Caroline Mirakian, proposition and marketing director, said: "I am absolutely delighted to welcome Brad to UTB. We have ambitious plans across our mortgages, buy-to-let, bridging and second charge businesses and strong relationships with clubs and networks are central to achieving those goals.

“Brad brings tremendous experience, energy and market knowledge, together with a genuine passion for the intermediary sector. Having spent many years working with clubs, networks and brokers, he understands exactly what intermediary partners need from lender relationships and how important those partnerships are in delivering great customer outcomes.”

Brad Rhodes commented: "I am thrilled to be joining UTB at such an exciting time. Throughout my career I have worked closely with brokers, clubs and networks and have always been passionate about the specialist lending sector, where some of the most rewarding work happens helping customers find solutions that may not be available elsewhere.

“UTB has built an outstanding reputation for service, specialist expertise and broker support, and there is a real momentum behind the business. My focus is simple: to build strong, lasting partnerships with clubs and networks, help grow distribution in a way that genuinely works for intermediaries. I am looking forward to working with our partners and helping even more brokers understand the opportunities available through UTB’s expanding range of specialist lending solutions.”

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