Zephyr Homeloans cuts rates by up to 0.35% for a limited period

The specialist buy-to-let lender’s two-year fixed rates now start from 3.24%, while five-year fixed rates start from 5.15%.

Related topics:  Zephyr,  Buy-to-let
Rozi Jones | Editor, Financial Reporter
6th November 2026
balancing scales with a house and a percentage sign

Zephyr Homeloans has announced rate reductions of up to 35bps on selected fixed rate buy-to-let products for a limited period.

The reductions apply to all special edition fixed rates with no valuation fee, all standard range fixed rates at 65% LTV, and all standard fixed rates at 75% LTV with no product fee.

Two-year fixed rates are reducing by 35bps, while five-year fixed rates are reducing by 14bps.

As a result, the specialist lender’s two-year fixed rates now start from 3.24%, while five-year fixed rates start from 5.15%.

The headline rates are available with a 7% product fee, with brokers able to choose from a range of product fee options starting at 0% to meet the individual needs of their clients.

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