Co-op Bank for Intermediaries cuts residential mortgage rates

The lender has launched a 4.06% three-year fix as part of the latest round of rate reductions.

Related topics:  Mortgage rates,  Co-operative Bank
Rozi Jones | Editor, Financial Reporter
22nd July 2025
Co-operative Bank

The Co-operative Bank for Intermediaries has cut selected residential rates by up to 19bps. 

The lender says the move reflects an easing rate environment and a "strategic alignment with broader market trends". 

As part of the changes, the Co-op is now offering a 4.10% two-year fixed rate and a 4.06% three-year fixed rate, both available at 60% LTV with a £999 fee and the option of £250 cashback.

Fred Sharp, director of intermediary distribution at The Co-operative Bank said: “We’re seeing signs that the market is steadily improving and we’re responding with positive changes to our product range. 

"Whether purchasing a home or refinancing an existing loan, it’s a great time for brokers to reconnect with clients and help them to take advantage of these new deals.” 

 

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