Related topic: First-time buyer

Amy Morgan, senior leader for marketing at Target Group, says a rise in high-LTV mortgage lending comes with some real risks that borrowers and lenders need to watch.

New research suggests caution needed over idea of ‘pension access schemes’ for first-time home buyers.

The products are available up to 97% LTV and include cashback options of up to £1,250.

The first-time buyer share of house purchase activity was above the long run average, supported by easier credit availability.

22% of first-time buyers purchased homes with deposits under £20,000 in December, up 8 percentage points year-on-year.

Only 9% of first-time buyers were unable to negotiate a reduction.

Nationwide’s lowest rate is now 3.50% for new and existing customers looking to move home.

Patrick Bamford, head of international business development at Qualis Credit Risk, says there are a number of green shoots to be plucked in the first-time buyer market in 2026.

Kate Davies, executive director of the Intermediary Mortgage Lenders Association (IMLA), explains why the biggest barrier for many first-time buyers is not affordability, but...

Zoopla forecasts 1.5% house price growth for 2026.