Short term lender, Fiduciam, has allocated an additional £100 million in funding to support more investors in the London real estate market.
Fiduciam says it has observed a rise in opportunistic transactions across the London market, most notably in commercial real estate but also, to a lesser extent, in residential.
Fiduciam's funding allocation is focused on acquisitions and asset transformations that can unlock value in these segments. With vacancy rates in the City and West End now trending down and valuations having reset significantly lower, transaction volume in London commercial property has shot up in the first half of 2025.
Most of the London loan applications Fiduciam has received over the last six months also seek funding for construction works such as EPC upgrades, transformation, for instance from office to serviced apartments, and repositioning, such as for underperforming mixed-use assets.
Fiduciam’s offering allows investors to access up to 90% loan-to-cost on their acquisitions and transformation projects, and interest rates from 0.77% pcm for terms of up to three years.
Thomas Reeve, who leads Fiduciam’s UK team, commented: “Fiduciam believes in the long-term resilience of London, and therefore views the current repricing of assets as a gateway to a high volume of opportunistic real estate transactions, which has often led to a peak in bridging and development demand.
"We have an excellent track record in the capital, having funded real estate transactions across all segments, from offices, student accommodation and retail to hospitality and residential, always meeting the tight acquisition deadlines.”
Louisa Holland-Hibbert, head of UK origination, added: “Our commitment to enabling transformation and urban regeneration applies across the UK and the current market has brought opportunities in London to the forefront.
“We invite real estate investors, intermediaries and debt advisors to reach out discuss their acquisition and transformation opportunities with us.”
