Fiduciam cuts bridging and development rates by up to 1.95%

The lender’s bridging loans now start at 9.09% in the UK.

Related topics:  Bridging,  Development finance
Rozi Jones | Editor, Financial Reporter
8th May 2025
Johan Groothaert Fiduciam

Fiduciam has announced a series of rate reductions on its on bridging and development loans across the UK and Europe.

Interest rates on bridging loans have been lowered by 0.95% in the UK and 1.95% in Ireland. Similarly, development loan rates have been cut by 1.02% in the UK and 1.64% in Ireland, with cuts also announced in Spain and Germany.

Fiduciam says the decision has been driven by greater stability in the real estate sector and declining central bank and interbank rates across its key markets.

Following these changes, interest rates on Fiduciam’s bridging loans now start at 9.09% in the UK and 8.67% in Ireland, while development loan rates start at 9.94% in the UK and 9.52% in Ireland. 

All Fiduciam loans are offered with fixed interest rates.

Fiduciam lends against a wide range of real estate assets, including residential, commercial, mixed-use, and industrial properties. The lender offers loans of up to 70% LTV and up to 90% loan-to-cost (LTC), enabling both developers and investors to access funding for acquisition, refurbishment, and construction projects.

Johan Groothaert (pictured), CEO of Fiduciam, said: “We are pleased to offer lower interest rates, helping our clients access more competitive bridging and development finance for both residential and commercial real estate, and reinforcing our commitment to providing flexible, cost-effective solutions that meet their evolving needs. This solution-driven approach, combined with up to 70% loan-to-value, 90% loan-to-cost and fast turnaround times, makes many clients choose Fiduciam over traditional bank lenders.”

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