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The products are available up to 97% LTV and include cashback options of up to £1,250.

New rates will now start from 4.38%.

Homebuyers paid £15.4bn in stamp duty last year.

Perenna's recently expanded product suite offers fixed rates from five to 40 years.

The lender will no longer consider missed payments and/or defaults on communication and utilities as adverse credit.

Advisers are using the platforms beyond product sourcing and KFI generation.

93% of brokers saw an increase in enquiries from clients with adverse credit in 2025.

Buy-to-let mortgage rates have fallen by an average of 0.37% over the past year.

A third of UK homes registered falls in value over 2025, largely across Southern England.

Signatories commit to supporting customers experiencing domestic abuse, including economic abuse.