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The lender will no longer consider missed payments and/or defaults on communication and utilities as adverse credit.

Advisers are using the platforms beyond product sourcing and KFI generation.

93% of brokers saw an increase in enquiries from clients with adverse credit in 2025.

Buy-to-let mortgage rates have fallen by an average of 0.37% over the past year.

A third of UK homes registered falls in value over 2025, largely across Southern England.

Signatories commit to supporting customers experiencing domestic abuse, including economic abuse.

The BDLA now has 100 members across lenders and associate firms.

Proc fees are increasing to 0.3% for both residential and buy-to-let product transfers.

The change could provide an uplift of £37,500 for single applicants and £50,000 for joint applicants.

Nick Eatock, CEO of Intelliflo, looks at how AI, better-quality data and rising client expectations are accelerating change across advice firms, with technology now forming the...