Rates are available to residents from over 100 countries, including China, Hong Kong, Singapore, and across the European Union.

Going above and beyond regulation grows in importance as customers age.

Only 28% of those surveyed had used a broker to access business finance.

Samantha has held previous roles at Dudley Building Society and LiveMore Capital.

These retirees face a 'triple whammy' due to the knock-on impact of tax rates on savings and capital gains.

Industry experts predict that rising inflation could curb future Bank Rate cuts this year.

The lender has also reduced rates across its existing Property Plus range.

The warning comes as FCA suggests its advice proposals could reduce broker-led sales by up to 7.5%.

Specialist residential and HMO products have seen some of the largest reductions.

The lender says the new mortgage division will offer a more joined-up approach to distribution and better service for brokers.