Gross lending is at its highest level since 2021.

Keystone Property Finance has reduced rates by up to 10 basis points.

The largest reductions are to 95% LTV rates.

PEXA aims to deliver easier, faster and safer property transactions in the UK.

The specialist lender’s residential rates for cases up to £2m now start from 5.19%.

The lender says the changes will broaden access to homeownership.

Shared ownership rates have seen the largest reductions.

Based in the Midlands region, Liam and Jack will offer a full range of finance services to businesses.

Both joined the lender via its graduate scheme.

Investment purchases now account for the largest portion of loan purposes.