The partnership aims to provide brokers with more choice for specialist and complex cases.

Rob previously worked for the Royal Bank of Canada for nearly two decades

Only 19% of UK adults across the UK use financial advice to manage all or some of their investments.

Brokers are significantly more open to using different providers than last year, the research found.

Later life firms are encouraged to integrate vulnerability considerations into advice, product design, and customer service.

The change will support 12% more affordability-constrained buyers, with maximum loan amounts increasing by as much as 22%.

The range is designed for people from the African diaspora and other foreign nationals in the UK who struggle to get mortgages.

A typical customer on a two-year fix could save nearly £300 over three months.

The changes mean borrowers could qualify for around £19,000 in additional borrowing.

Gareth brings a wealth of experience in banking and technology.