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Moloney will lead OSB Group’s digital and AI strategy for intermediaries.

Only 9% of first-time buyers were unable to negotiate a reduction.

The lender has reduced rate across light development, professional development and regulated self-build products.

Dean brings over two decades of specialist lending experience to the role.

While the UK has avoided a technical recession, industry experts note that more muted quarterly growth is 'meagre at best'.

Nationwide’s lowest rate is now 3.50% for new and existing customers looking to move home.

TML boosts affordability, removing application fees and cutting shared ownership rates by up to 50bps.

The lender has introduced new two-year fixes and reduced rates on five-year products.

Burke has held previous roles at Crystal Specialist Finance, Metro Bank and Connells Group.

Residential rates have reduced by up to 0.35% across the Pepper48 range, including limited edition products.