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Stress tests have also been lowered across Metro Bank’s two-year fixed rate products.

Trudy Woolf, director of lender services at e.surv, says collaboration across sectors can turn the tide on housing supply for the benefit of buyers, builders and communities alike.

The bank has introduced more sub-4% fixed rates.

The Society’s SVR is also reducing by 25bps.

Residential remortgaging remains the standout area of activity.

New business and product transfer fixed rates are seeing increases.

Richard will work alongside Terry Lloyd, head of vendor, combining their complementary skills and networks under one umbrella.

Keystone says the partnership will particularly benefit HMO, MUFB and semi commercial valuations.

Tyler replaces Vic Jannels, who is stepping down at the end of the year after six years in the role.

Mortgage leaders are saddling up for the epic four-day Mortgage 400 event.