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Uday Bola, head of solution design at Target Group, explores the risks associated with legacy technology and the rewards that organisations who get to grips with their 'technical debt'...

New research has found that almost a quarter of those looking to buy a home are trapped in jobs they dislike for the sake of securing a mortgage.

Both organisations have been key advocates for innovation and reform within the sector.

The specialist lender offers flexible fee options and free legals or £350 cashback across the range.

Haines is the former CEO of Principality Building Society.

The pair have a combined 55 years of experience in commercial banking.

Residential rates are reducing at lower LTVs but increasing at 95% LTV.

The partnership will create a more streamlined, transparent, and efficient legal process for shared ownership cases from application through to completion.

The highest number of homes listed for sale for a decade and falling mortgage rates signal good news for first-time buyers, Zoopla says.

Mahmood has previously held sales roles at TML, Metro Bank and Alexander Hall.