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The Society has reduced standard, expat, holiday let and light refurb rates at 80% LTV.

FastSubmit simplifies the way brokers submit mortgage applications by removing the need to manually key cases into lender portals.

Rates have reduced by up to 0.30% across a range of products.

The digital marketplace is designed to help brokers and borrowers secure development finance, bridging loans and commercial mortgages.

The FCA's roadmap is grouped into four themes: expanding access for first-time buyers, enhancing later life lending, enabling innovation, and protecting vulnerable customers.

Housing remains one of the few consistent bright spots in a subdued UK economy, the Association says.

20% of UK consumers (10.9 million adults) have used BNPL and the market will be subject to Consumer Duty rules from July.

Jessica has more than a decade of experience across financial services, covering customer experience, digital change, investments and workplace inclusion.

Kendyl Binnie has joined as business development manager, while Denise Davies is the lender's new senior underwriter.

Prior to joining HTB, Sharp worked as a mortgage broker before moving into senior sales and advisory roles within national broker firms.