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80% LTV fixed rates now start from 3.35%.

In one case, Nationwide failed to identify a customer using personal current accounts to receive £27.3m in fraudulent Covid furlough payments.

Advisers expect two thirds (66%) of their clients to be affected and will require IHT advice.

Morpheus provides unregulated bridging loans up to £1.5m in England and Wales.

Second charge lending has grown in every month of 2025 so far.

As targeted support is a one-off service, it does not involve ongoing suitability assessments. 

Momentum is slowing for women attempting to get onto the property ladder alone.

Zephyr has also launched a range of limited edition mortgage products with a 5% fee.

The figures add weight to the expectation that the Bank of England will cut interest rates next week.

Dave Harris, CEO at more2life, says the way advisers understand and ascertain client affordability can unlock a wider range of lending options for clients in later life.